EXHIBIT 31.1 - SECTION 302 CERTIFICATION

                             CERTIFICATION

I, Kenneth A. McCullum, certify that:

1.   I have reviewed this report on Form 10-K and all reports on Form
     8-K required to be filed in respect of the period covered by this
     report on Form 10-K of Hartford Life Global Funding Trust 2004-001
     (the "Exchange Act periodic reports");

2.   Based on my knowledge, the Exchange Act periodic reports, taken as a
     whole, do not contain any untrue statement of a material fact or omit
     to state a material fact necessary in order to make the statements
     made, in light of the circumstances under which such statements were
     made, not misleading with respect to the period covered by this report;

3.   Based on my knowledge, all of the distribution, servicing and other
     information required to be provided under Form 8-K for the period
     covered by this report is included in the Exchange Act periodic
     reports;

4.   Based on my knowledge and the servicer compliance statement required
     in this report under Item 1123 of Regulation AB, and except as
     disclosed in the Exchange Act periodic reports, the servicer has
     fulfilled its obligations under the servicing agreement in all material
     respects;

5.   All of the reports on assessment of compliance with servicing criteria
     for asset-backed securities and their related attestation reports on
     assessment of compliance with servicing criteria for asset-backed
     securities required to be included in this report in accordance with
     Item 1122 of Regulation AB and Exchange Act Rule 13a-18 and 15d-18 have
     been included as an exhibit to this report, except as otherwise
     disclosed in this report. Any material instances of noncompliance
     described in such reports have been disclosed in this report on Form
     10-K.

In giving the certification above, I have reasonably relied on information
provided to me by the following unaffiliated parties:

            JP Morgan Chase Bank, N.A. and its officers and agents

Date:  August 29, 2006


/s/ Kenneth A. McCullum


Kenneth A. McCullum
Senior Vice President & Actuary
Hartford Life Insurance Company, as depositor