METLIFE INSURANCE COMPANY OF CONNECTICUT (FORMERLY, THE TRAVELERS INSURANCE COMPANY) METLIFE OF CT SEPARATE ACCOUNT QPN FOR VARIABLE ANNUITIES METLIFE RETIREMENT PERSPECTIVES SUPPLEMENT DATED NOVEMBER 13, 2006 to the Prospectus dated May 1, 2006, as Supplemented THIS SUPPLEMENTS THE INFORMATION CONTAINED IN THE PROSPECTUS FOR THE VARIABLE ANNUITY CONTRACT LISTED ABOVE. THIS SUPPLEMENT SHOULD BE READ IN ITS ENTIRETY AND KEPT TOGETHER WITH THE PROSPECTUS FOR FUTURE REFERENCE. 1. VARIABLE FUNDING OPTION SUBSTITUTION Effective on or about November 13, 2006, the Replacement Fund in the box below was substituted for the corresponding Prior Fund as a Variable Funding Option under the Contract. For existing Contract Owners the substitution had no effect on the Account Value in the Variable Funding Option. However, the number of units received in the Replacement Fund may be different from the number of units held in the Prior Fund, due to differences in the unit values. Any elections existing Contract Owners had on file for the Prior Fund for the allocation of Account Value have been redirected to the corresponding Replacement Fund. References in the Prospectus and Statement of Additional Information to the Prior Fund shall be deemed to refer to the Replacement Fund, including references to the Monitored Portfolios in the "TRANSFERS" section of the Prospectus. - ---------------------------------------------------------- ---------------------------------------------------------- PRIOR FUND REPLACEMENT FUND - ---------------------------------------------------------- ---------------------------------------------------------- Lazard Retirement Small Cap Portfolio Third Avenue Small Cap Value Portfolio - Class B - ---------------------------------------------------------- ---------------------------------------------------------- The following information is added to the table in the "UNDERLYING FUND FEES AND EXPENSES" section of the Prospectus and replaces such information for the corresponding Prior Fund: DISTRIBUTION AND/OR TOTAL CONTRACTUAL FEE NET TOTAL SERVICE ANNUAL WAIVER ANNUAL UNDERLYING MANAGEMENT (12b-1) OTHER OPERATING AND/OR EXPENSE OPERATING FUND: FEE FEES EXPENSES EXPENSES REIMBURSEMENT EXPENSES - --------------- ---------------------------------------------------------------------------------------- MET INVESTORS SERIES TRUST Third Avenue Small Cap Value Portfolio -- Class B*............. 0.75% 0.25% 0.05% 1.05% -- 1.05% The following information is added to the table that appears under "THE VARIABLE FUNDING OPTIONS" section of the Prospectus and replaces such information for the corresponding Prior Fund: FUNDING INVESTMENT INVESTMENT OPTION OBJECTIVE ADVISER/SUBADVISER - ------------------------------------- ------------------------------------- --------------------------------- MET INVESTORS SERIES TRUST Third Avenue Small Cap Value Long-term capital appreciation. Met Investors Advisory LLC Portfolio -- Class B Subadviser: Third Avenue Management LLC 2. MERGER OF PRINCIPAL UNDERWRITER AND DISTRIBUTOR Effective on or about October 20, 2006, the principal underwriter and distributor of the Contracts, MLI Distribution LLC, merged with and into MetLife Investors Distribution Company. MetLife Investors Distribution Company is a wholly-owned subsidiary of MetLife Investors Group, Inc., which in turn is a wholly-owned subsidiary of MetLife, Inc. MetLife Investors Distribution Company's principal executive offices are located at 5 Park Plaza, Suite 1900, Irvine, CA 92614. It is not anticipated that the merger will have an impact on the distribution of the contracts or the level of compensation paid in connection with such distribution. References in the Prospectus and Statement of Additional Information to the principal underwriter and distributor of the Contracts shall be deemed to refer to MetLife Investors Distribution Company. 3. The following information is added to the table that appears under "UNDERLYING FUND NAME CHANGES" in Appendix B: FORMER NAME NEW NAME - ----------------------------------------------------------- ------------------------------------------------------ LEGG MASON PARTNERS VARIABLE PORTFOLIOS I, INC. LEGG MASON PARTNERS VARIABLE PORTFOLIOS I, INC. Legg Mason Partners Variable High Yield Bond Portfolio Legg Mason Partners Variable Global High Yield Bond Portfolio MET INVESTORS SERIES TRUST MET INVESTORS SERIES TRUST Mercury Large-Cap Core Portfolio BlackRock Large-Cap Core Portfolio Federated High Yield Portfolio BlackRock High Yield Portfolio VAN KAMPEN LIFE INVESTMENT TRUST VAN KAMPEN LIFE INVESTMENT TRUST Van Kampen Life Investment Emerging Growth Portfolio Van Kampen Life Investment Trust-Strategic Growth Portfolio 4. The following information is added at the end of the table that appears under "UNDERLYING FUND SUBSTITUTIONS" in Appendix B: FORMER UNDERLYING FUND NEW UNDERLYING FUND - ----------------------------------------------------------- ------------------------------------------------------ LAZARD RETIREMENT SERIES, INC. MET INVESTORS SERIES TRUST Lazard Retirement Small Cap Portfolio Third Avenue Small Cap Value Portfolio--Class B Book 95 November, 2006