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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): AUGUST 10, 2007


                         HARTFORD LIFE INSURANCE COMPANY
             (Exact name of registrant as specified in its charter)


        CONNECTICUT                     001-32293                06-0974148
(State or other jurisdiction     (Commission File Number)      (IRS Employer
     of incorporation)                                       Identification No.)


                              200 HOPMEADOW STREET
                           SIMSBURY, CONNECTICUT 06089
                    (Address of principal executive offices)
                                   (Zip Code)


       Registrant's telephone number, including area code: (860) 547-5000

                    ----------------------------------------

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
    230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17 CFR
    240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))



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ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

         The  following  documents  are filed with  reference  to and are hereby
incorporated by reference as exhibits to the Registration  Statement on Form S-3
(File No. 333-137215) which became automatically  effective on September 8, 2006
(the "Registration Statement").

         (c)     Exhibits


  EXHIBIT
   NUMBER                                  DESCRIPTION
   ------                                  -----------

Exhibit 5.1      Opinion of Counsel of Hartford Life Insurance Company.

Consent 23.1     Consent of Counsel of Hartford Life Insurance Company (included
                 in Exhibit 5.1).




                                   SIGNATURES


         PURSUANT TO THE  REQUIREMENTS  OF THE SECURITIES  EXCHANGE ACT OF 1934,
THE  REGISTRANT  HAS DULY  CAUSED  THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.


                                        HARTFORD LIFE INSURANCE COMPANY
                                        (REGISTRANT)



DATE: AUGUST 10, 2007                   BY: /s/ JEFFREY L. JOHNSON
                                        ------------------------------------
                                        Name:   Jeffrey L. Johnson
                                        Title:  Assistant Vice President



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                                  EXHIBIT INDEX


  EXHIBIT
   NUMBER                                  DESCRIPTION
   ------                                  -----------

Exhibit 5.1      Opinion of Counsel of Hartford Life Insurance Company.

Consent 23.1     Consent of Counsel of Hartford Life Insurance Company (included
                 in Exhibit 5.1).