EXHIBIT 10.9

                             AMENDMENT NO. 2 TO THE
                DEFERRED COMPENSATION PLAN OF THE BERKSHIRE BANK


         WHEREAS,  The Berkshire Bank (the "Bank" or the "Company") sponsors and
maintains the Deferred Compensation Plan of The
Berkshire Bank (the "Plan"); and

         WHEREAS,  the Bank  deems it  appropriate  to amend the Plan to provide
matching  contributions  by the  Bank  of up to 3% of  the  annual  salary  of a
participant  in the plan,  and to allow the President the  flexibility of adding
employees  to the plan not just based on annual  salary but also on  performance
and other criteria; and

         WHEREAS,  Article VII of the Plan reserves to the Board of Directors of
the Bank the right to amend the Plan at any time and from time to time.

         NOW,  THEREFORE,  the Plan is hereby amended,  effective as of November
29, 2007, as follows:

                                      FIRST

         The second sentence of Section 2.10 of the Plan shall be amended in its
entirety to read as follows:

"The  President  of the  Company  may  select  Employees  who  are  eligible  to
participate in this Plan based on any additional  criteria or alternative policy
established  by the  President,  including an  alternative  policy that does not
require an Employee to have an annual rate of Compensation at least equal to the
amount specified in the foregoing sentence."

                                     SECOND

         The first  sentence  of Section 3.3 of the Plan shall be amended in its
entirety to read as follows:

"The  Company  may, in its sole  discretion,  credit  additional  amounts to the
Deferred  Compensation Account of a Participant from time to time, including any
matching  contributions  based on a  Participant's  salary  deferrals made under
Section 3.1 of the Plan."

                                      THIRD

         Except as  amended  herein,  the Plan  shall  remain in full  force and
effect.

         IN WITNESS WHEREOF, the undersigned being duly authorize,  has executed
this Amendment as evidence of its adoption.

                                           THE BERKSHIRE BANK


November 29, 2007                  Name:         /s/ David Lukens
                                                 ------------------------------
                                                 David Lukens
                                                 Executive Vice President and
                                                 Chief Financial Officer