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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): JULY 11, 2008


                         HARTFORD LIFE INSURANCE COMPANY
             (Exact name of registrant as specified in its charter)


      CONNECTICUT                     001-32293                  06-0974148
(State or other jurisdiction     (Commission File Number)      (IRS Employer
     of incorporation)                                       Identification No.)

                              200 HOPMEADOW STREET
                           SIMSBURY, CONNECTICUT 06089
                    (Address of principal executive offices)
                                   (Zip Code)


       Registrant's telephone number, including area code: (860) 547-5000

                    ----------------------------------------

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:


|_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)


|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)


|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))


|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

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ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

     The  following  documents  are  filed  with  reference  to and  are  hereby
incorporated by reference as exhibits to the Registration  Statement on Form S-3
(File No. 333-137215) which became automatically  effective on September 8, 2006
(the "Registration Statement").

(d)      Exhibits





  EXHIBIT
  NUMBER                                               DESCRIPTION
  ------                                               -----------

                 
Exhibit 5.1         Opinion of Counsel of Hartford Life Insurance Company.
Consent 23.1        Consent of Counsel of Hartford Life Insurance Company (included in Exhibit 5.1).





                                   SIGNATURES


     PURSUANT TO THE  REQUIREMENTS  OF THE SECURITIES  EXCHANGE ACT OF 1934, THE
REGISTRANT  HAS DULY  CAUSED  THIS  REPORT  TO BE  SIGNED  ON ITS  BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.


                                            HARTFORD LIFE INSURANCE COMPANY
                                            (REGISTRANT)



DATE:  JULY 11, 2008                        BY:  /s/ Jeffrey L. Johnson
                                            ------------------------------------
                                            Name:    Jeffrey L. Johnson
                                            Title:   Assistant Vice President









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                                  EXHIBIT INDEX





  EXHIBIT
  NUMBER                                               DESCRIPTION
  ------                                               -----------
                 
Exhibit 5.1         Opinion of Counsel of Hartford Life Insurance Company.
Consent 23.1        Consent of Counsel of Hartford Life Insurance Company (included in Exhibit 5.1).
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