SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                         SUMMIT BANCSHARES, INC.
                                               Registrant


Date: May 12, 2000                By:   /s/  Philip E. Norwood
      --------------                    ---------------------------
                                        Philip E. Norwood, Chairman

Date: May 12, 2000                By:   /s/  Bob G. Scott
      --------------                    ---------------------------
                                        Bob G. Scott, Executive Vice President
                                            and Chief Operating Officer
                                            (Chief Accounting Officer)