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                                                                    Exhibit 99.1

                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1995-A

     Pursuant to the Pooling and Servicing Agreement dated
as of June 1, 1995, (the "Pooling and Servicing Agreement"),
among First USA Bank, National Association, as Transferor
and Servicer ("First USA"), First USA, as Transferor, and
Bankers Trust Company, as trustee (the "Trustee"), First
USA, as Servicer, is required to prepare certain information
each month regarding current distributions to
Certificateholders and the performance of the CC Master
Credit Card Trust II (the "Trust") during the previous
month. The information which is required to be prepared with
respect to the Distribution Date of June 15, 2000, and with
respect to the performance of the Trust during the month of
May, 2000 is set forth below. Certain of the information is
presented based on the aggregate amounts for the Trust as a
whole. Capitalized terms used in this Monthly Statement have
their respective meanings set forth in the Pooling and
Servicing Agreement.


     A)   Information Regarding Distributions to
          the Class A Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the
          distribution to Class A
          Certificateholders, per $1,000
          original certificate principal amount                     $ 5.8318750

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class A
          Certificates, per $1,000 original
          certificate principal amount                              $ 5.8318750

          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal of the Class A
          Certificates, per $1,000 original
          certificate principal amount                              $ 0.0000000


                                                                          Page 2

     B)   Class A Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class A Investor
          Charge Offs                                               $ 0.0000000

          (2)  The amount of Class A Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                          $ 0.0000000

          (3)  The total amount reimbursed in
          respect of Class A Investor Charge Offs                   $ 0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                              $ 0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the
          Class A Certificates exceeds the Class
          A Invested Amount after giving effect
          to all transactions on such Distribution Date             $ 0.0000000

     C)   Information Regarding Distributions to
          the Class B Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the
          distribution to Class B
          certificateholders, per $1,000
          original certificate principal amount                     $ 5.9265972

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class B
          Certificates, per $1,000 original
          certificate principal amount                               $ 5.9265972

          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal on the Class B
          Certificates, per $1,000 original
          certificate principal amount                               $ 0.0000000


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     D)   Class B Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class B Investor
          Charge Offs                                             $ 0.0000000

          (2)  The amount of Class B Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                        $ 0.0000000

          (3)  The total amount reimbursed in
          respect of Class B Investor Charge Offs                 $ 0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                            $ 0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the
          Class B Certificates exceeds the Class
          B Invested Amount after giving effect
          to all transactions on such
          Distribution Date                                       $ 0.0000000



                                       First USA Bank, National Association,
                                       as Servicer



                                       By      /s/ Tracie Klein
                                           -------------------------------------
                                                      Tracie H. Klein
                                                      First Vice President