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                                                                    Exhibit 99.3




                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1995-C

     Pursuant to the Pooling and Servicing Agreement dated
as of June 1, 1995, (the "Pooling and Servicing Agreement"),
among First USA Bank, National Association, as Transferor
and Servicer ("First USA"), First USA Bank, National
Association, as Transferor, and Bankers Trust Company, as
trustee (the "Trustee"), First USA, as Servicer, is required
to prepare certain information each month regarding current
distributions to Certificateholders and the performance of
the CC Master Credit Card Trust II (the "Trust") during the
previous month. The information which is required to be
prepared with respect to the Distribution Date of June 15,
2000,and with respect to the performance of the Trust during
the month of May, 2000, is set forth below. Certain of the
information is presented on the basis of an original
principal amount of $1,000 per Series 1995-C Certificate (a
"Certificate").Certain other information is presented based
on the aggregate amounts for the Trust as a whole.
Capitalized terms used in this Monthly Statement have their
respective meanings set forth in the Pooling and Servicing
Agreement.

     A)   Information Regarding Distributions to
          the Class A Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the
          distribution to Class A
          Certificateholders, per $1,000
          original certificate principal amount                      $ 5.8404861

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class A
          Certificates, per $1,000 original
          certificate principal amount                               $ 5.8404861

          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal of the Class A
          Certificates, per $1,000 original
          certificate principal amount                               $ 0.0000000


                                                                          Page 2

     B)   Class A Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class A Investor
          Charge Offs                                                $ 0.0000000

          (2)  The amount of Class A Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                           $ 0.0000000

          (3)  The total amount reimbursed in
          respect of Class A Investor Charge Offs                    $ 0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                               $ 0.0000000

          (5) The amount, if any, by which the
          outstanding principal balance of the
          Class A Certificates exceeds the Class
          A Invested Amount after giving effect
          to all transactions on such Distribution Date              $ 0.0000000

     C)   Information Regarding Distributions to
          the Class B Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the
          distribution to Class B
          Certificateholders, per $1,000
          original certificate principal amount                      $ 5.9481250

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class B
          Certificates, per $1,000 original
          certificate principal amount                               $ 5.9481250

          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal on the Class B
          Certificates, per $1,000 original
          certificate principal amount                               $ 0.0000000


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     D)   Class B Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class B Investor
          Charge Offs                                                $ 0.0000000

          (2)  The amount of Class B Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                           $ 0.0000000

          (3)  The total amount reimbursed in
          respect of Class B Investor Charge Offs                    $ 0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                               $ 0.0000000

          (5) The amount, if any, by which the
          outstanding principal balance of the
          Class B Certificates exceeds the Class
          B Invested Amount after giving effect
          to all transactions on such
          Distribution Date                                          $ 0.0000000



                                         First USA Bank, National Association,
                                         as Servicer



                                         By      /s/ Tracie Klein
                                            ------------------------------------
                                                     Tracie H. Klein
                                                     First Vice President