<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> $11,341 <INT-BEARING-DEPOSITS> 2,881 <FED-FUNDS-SOLD> 170 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 147,610 <INVESTMENTS-CARRYING> 55,359 <INVESTMENTS-MARKET> 52,605 <LOANS> 159,620 <ALLOWANCE> 2,352 <TOTAL-ASSETS> 394,305 <DEPOSITS> 356,194 <SHORT-TERM> 0 <LIABILITIES-OTHER> 2,133 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,800 <OTHER-SE> 25,178 <TOTAL-LIABILITIES-AND-EQUITY> 394,305 <INTEREST-LOAN> 6,191 <INTEREST-INVEST> 5,839 <INTEREST-OTHER> 348 <INTEREST-TOTAL> 12,378 <INTEREST-DEPOSIT> 6,524 <INTEREST-EXPENSE> 6,536 <INTEREST-INCOME-NET> 5,842 <LOAN-LOSSES> 190 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 6,449 <INCOME-PRETAX> 2,196 <INCOME-PRE-EXTRAORDINARY> 1,886 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,886 <EPS-BASIC> 0.94 <EPS-DILUTED> 0.94 <YIELD-ACTUAL> 3.64 <LOANS-NON> 63 <LOANS-PAST> 195 <LOANS-TROUBLED> 1,217 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,200 <CHARGE-OFFS> 240 <RECOVERIES> 193 <ALLOWANCE-CLOSE> 2,352 <ALLOWANCE-DOMESTIC> 2,352 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 387