<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEETS OF SUMMIT BANCSHARES, INC. AS OF SEPTEMBER 30, 2000 AND THE RELATED STATEMENTS OF INCOME, CHANGES IN SHAREHOLDERS' EQUITY AND CASH FLOWS FOR THE PERIOD ENDING SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 26,614 <INT-BEARING-DEPOSITS> 535 <FED-FUNDS-SOLD> 28,630 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 123,882 <INVESTMENTS-CARRYING> 146,907 <INVESTMENTS-MARKET> 146,555 <LOANS> 379,259 <ALLOWANCE> 6,918 <TOTAL-ASSETS> 596,302 <DEPOSITS> 521,597 <SHORT-TERM> 18,671 <LIABILITIES-OTHER> 3,426 <LONG-TERM> 0 <PREFERRED-MANDATORY> 7,943 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 44,665 <TOTAL-LIABILITIES-AND-EQUITY> 596,302 <INTEREST-LOAN> 27,178 <INTEREST-INVEST> 6,906 <INTEREST-OTHER> 847 <INTEREST-TOTAL> 34,931 <INTEREST-DEPOSIT> 12,381 <INTEREST-EXPENSE> 13,519 <INTEREST-INCOME-NET> 21,412 <LOAN-LOSSES> 2,305 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 12,150 <INCOME-PRETAX> 9,701 <INCOME-PRE-EXTRAORDINARY> 6,337 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,337 <EPS-BASIC> 1.00 <EPS-DILUTED> 0.97 <YIELD-ACTUAL> 5.31 <LOANS-NON> 5,273 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 16,562 <ALLOWANCE-OPEN> 5,169 <CHARGE-OFFS> 758 <RECOVERIES> 202 <ALLOWANCE-CLOSE> 6,918 <ALLOWANCE-DOMESTIC> 6,918 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0