Exhibit 4.6
                                                                     -----------

                             CERTIFICATE OF TRUST
                                      OF
                             DRH CAPITAL TRUST II

This Certificate of Trust of DRH Capital Trust II (the "Trust") is being duly
executed and filed on behalf of the Trust by the undersigned, as trustee, to
form a business trust under the Delaware Business Trust Act (12 Del. C. ss 3801
et seq.) (the "Act").

     1.   Name. The name of the business trust formed by this Certificate of
Trust is DRH Capital Trust II.

     2.   Delaware Trustee. The name and business address of the trustee of the
Trust in the State of Delaware are Adrianne M. Horne, 1209 Orange Street, City
of Wilmington, County of New Castle, Delaware 19801.

     3.   Effective Date. This Certificate of Trust shall be effective upon
filing.

     IN WITNESS WHEREOF, the undersigned has duly executed this Certificate of
Trust in accordance with Section 3811(a)(1) of the Act.


                                                 /s/
                                 ---------------------------------------------
                                 Adrianne M. Horne, as Delaware Trustee


                                                 /s/
                                 ---------------------------------------------
                                 Donald R. Horton, as Administrative Trustee


                                                 /s/
                                 ---------------------------------------------
                                 Donald J. Tomnitz, as Administrative Trustee