================================================================================
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
_________
[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934
For the Fiscal Year Ended December 31, 2000
[_] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
Commission file number 33-99362
_______________________________
FIRST USA BANK, NATIONAL ASSOCIATION
(Exact name of registrant as specified in its charter)
(As Servicer on behalf of First USA Credit Card Master Trust)
Laws of the United States 51-0269396
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
201 North Walnut Street 19801
Wilmington, Delaware (Zip Code)
(Address of principal executive offices)
Registrant's telephone number, including area code: (302) 594-4000
Securities registered pursuant to Section 12(b) of the Act: NONE
Securities registered pursuant to Section 12(g) of the Act:
Series 1994-4, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1994-6, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1994-8, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1995-2, Class A Floating Rate Asset Backed Certificates
Series 1996-1, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1996-2, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1996-4, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1996-6, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1996-8, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-1, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-2, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-3, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-4, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-5, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-6, Class A 6.42% Asset Backed Certificates and Class B 6.58%
Asset Backed Certificates
Series 1997-7, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-8, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-9, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1997-10, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-1, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-3, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-4, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-5, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-6, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-7, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-8, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1998-9, Class A 5.28% Asset Backed Certificates and Class B 5.55%
Asset Backed Certificates
Series 1999-1, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1999-2, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1999-3, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Series 1999-4, Class A Floating Rate Asset Backed Certificates and Class B
Floating Rate Asset Backed Certificates
Indicate by check mark whether the Registrant: (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or such shorter period that the Registrant
was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.
YES |X| NO |_|
Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K.
Not Applicable.
State the aggregate market value of the voting stock held by non-affiliates
of the Registrant. The aggregate market value shall be computed by reference to
the price at which the stock was sold, or the average bid and asked prices of
such stock, as of a specified date within 60 days prior to the date of filing.
Not Applicable.
Indicate the number shares outstanding of each of the Registrant's class of
common stock, as of the latest practicable date.
Not Applicable.
DOCUMENTS INCORPORATED BY REFERENCE: NONE
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FIRST USA BANK, NATIONAL ASSOCIATION
FIRST USA CREDIT CARD MASTER TRUST
2000 FORM 10-K ANNUAL REPORT
TABLE OF CONTENTS
PAGE
----
Introductory Note......................................................................................... 3
PART I
PAGE
----
ITEM 1. Business.................................................................................... 5
ITEM 2. Properties.................................................................................. 5
ITEM 3. Legal Proceedings........................................................................... 6
ITEM 4. Submission of Matters to a Vote of Security Holders......................................... 6
PART II
ITEM 5. Market for Registrant's Common Equity and Related Stockholder Matters....................... 7
ITEM 6. Selected Financial Data..................................................................... 9
ITEM 7. Management's Discussion and Analysis of Financial Condition
and Results of Operations................................................................. 9
ITEM 7A. Quantitative and Qualitative Disclosures About Market Risk.................................. 9
ITEM 8. Financial Statements and Supplementary Data................................................. 9
ITEM 9. Changes in and Disagreements with Accountants on Accounting
and Financial Disclosure.................................................................. 9
PART III
ITEM 10. Directors and Executive Officers of the Registrant.......................................... 9
ITEM 11. Executive Compensation...................................................................... 9
ITEM 12. Security Ownership of Certain Beneficial Owners and Management.............................. 9
ITEM 13. Certain Relationships and Related Transactions.............................................. 40
PART IV
ITEM 14. Exhibits, Financial Statement Schedules and Reports on Form 8-K............................. 40
SIGNATURES
Signatures ............................................................................................ 41
2
Introductory Note
_________________
First USA Bank, National Association (the "Bank") is the transferor and servicer
(in such capacities, the "Transferor" and the "Servicer") under the Pooling and
Servicing Agreement (the "Agreement"), dated as of September 1, 1992, and the
following series supplements (the "Supplements"):
Supplement Dated as of
---------- -----------
1994-4 June 1, 1994
1994-6 July 30, 1994
1994-8 November 8, 1994
1995-2 March 1, 1995
1996-1 March 6, 1996
1996-2 June 4, 1996
1996-4 August 6, 1996
1996-6 November 13, 1996
1996-8 December 11, 1996
1997-1 February 4, 1997
1997-2 May 8, 1997
1997-3 June 10, 1997
1997-4 June 10, 1997
1997-5 August 7, 1997
1997-6 September 9, 1997
1997-7 September 9, 1997
1997-8 September 23, 1997
1997-9 October 9, 1997
1997-10 December 23, 1997
1998-1 May 21, 1998
1998-3 June 25, 1998
1998-4 July 22, 1998
1998-5 August 27, 1998
1998-6 August 27, 1998
1998-7 September 17, 1998
1998-8 September 17, 1998
1998-9 December 22, 1998
1999-1 February 24, 1999
1999-2 February 24, 1999
1999-3 May 4, 1999
1999-4 May 26, 1999
The Agreement and Supplements are by and between the Bank, as Transferor and
Servicer, and The Bank of New York (Delaware) as trustee (the "Trustee"),
providing for the issuance of First USA Credit Card Master Trust Asset Backed
Certificates (the "Certificates"). The Bank is the originator of the First USA
Credit Card Master Trust (the "Registrant"). The Certificates do not represent
obligations of or interests in the Bank. Lomas Bank USA, the predecessor of the
Bank, applied for an exemption from certain reporting requirements pursuant to
Section 12(h) of the Securities and Exchange Act of 1934. The Securities and
Exchange Commission granted Lomas Bank USA an exemption from certain reporting
requirements pursuant to an Order of the Securities and Exchange Commission
dated March 28, 1989. The Bank is relying on such order in not responding to
various items of Form 10-K. Such items are designated herein as "Not
Applicable."
The Bank is a direct, wholly owned subsidiary of BANK ONE CORPORATION ("BANK
ONE").
3
Effective September 17, 1999, the Bank was merged with and into FCC National
Bank, an affiliated national banking association, and the surviving entity. The
surviving entity was renamed "First USA Bank, National Association".
In addition to the issuance of the Certificates described above, the First USA
Credit Card Master Trust has issued the following interests in the Trust:
. Class B Floating Rate Asset Backed Certificates, Series 1995-2, issued
pursuant to the Agreement and the Series 1995-2 Supplement dated as of
March 1, 1995.
. Class A Floating Rate Asset Backed Certificates and Class B Floating Rate
Asset Backed Certificates issued pursuant to the Agreement and the Series
1998-2 Supplement dated as of May 21, 1998.
. Class A Variable Funding Asset Backed Certificates and Class B Variable
Funding Asset Backed Certificates issued pursuant to the Agreement and the
Series 1999-A Supplement dated as of June 28, 1999.
. Class A Variable Funding Asset Backed Certificates and Class B Variable
Funding Asset Backed Certificates issued pursuant to the Agreement and the
Series 1999-B Supplement dated as of June 28, 1999.
. Collateral Invested Amounts, CIA Certificates and Excess Collateral which
represent credit enhancement to certain series were issued pursuant to the
Agreement and the related series Supplements.
The First USA Credit Card Master Trust has made the following final payments
with respect to the following Series:
. The final payments with respect to Series 1995-5 Asset Backed Certificates
and the Series 1995-6 Asset Backed Certificates issued by the First USA
Credit Card Master Trust were made on September 15, 2000 and November 15,
2000, respectively. Therefore information with respect to such certificates
is not included in this report.
. The final payment for the Floating Rate Asset Backed Certificates, Series
1996-7 issued pursuant to the Agreement and the 1996-7 Supplement dated as
of December 11, 1996 was made on February 10, 2000.
4
PART I
ITEM 1. BUSINESS
Not applicable
ITEM 2. PROPERTIES
The property of the First USA Credit Card Master Trust (the "Trust") includes
and will include receivables (the "Receivables") arising under certain
VISA(R) and MasterCard(R)/*/ revolving credit card accounts (the "Accounts")
selected by the Transferor from a portfolio of VISA and MasterCard credit card
accounts owned by First USA Bank, National Association (the "Transferor"), all
monies due or to become due in payment of the Receivables, all proceeds of the
Receivables and all monies on deposit in certain bank accounts of the Trust
(other than certain investment earnings on such amounts), all amounts received
by the Transferor or the Servicer with respect to Receivables in accounts which
are written off as uncollectible ("Recoveries) and any Enhancement issued with
respect to any undivided ownership interest in the assets of the Trust issued
from time to time in one or more Series ("Series") or any class of such Series
(a "Class"). The term "Enhancement" means, with respect to any Series or Class,
any letter of credit, cash collateral account or guaranty, collateral invested
amount, guaranteed rate agreement, maturity guaranty facility, tax protection
agreement, interest rate swap or other contract or agreement for the benefit of
certificateholders of such Series or Class. Enhancement may also take the form
of subordination of one or more classes of a Series to any other Class or
Classes of a Series or a cross-support feature which requires collections on
receivables of one Series to be paid as principal and/or interest with respect
to another Series.
The Transferor originally conveyed to the Trustee all Receivables existing under
certain Accounts that were selected by the Transferor from the portfolio of VISA
and MasterCard credit card accounts owned by the Transferor (the "Bank
Portfolio"), based on criteria provided in the Pooling and Servicing Agreement
as applied on August 21, 1992 (the "Cut Off Date"). Since the Cut Off Date,
the Transferor has transferred to the Trust the Receivables in certain
additional Accounts ("Additional Accounts") in accordance with the provisions of
the Pooling and Servicing Agreement. The Transferor expects from time to time
(subject to certain limitations and conditions), and in certain circumstances
will be obligated, to designate Additional Accounts the Receivables in which
will be included in the Trust. The Transferor will transfer to the Trust all
Receivables in such Additional Accounts, whether such Receivables are then
existing or thereafter created. The addition to the Trust of Receivables in
Additional Accounts will be subject to certain conditions including, among
others, that (a) each such Additional Account must be an eligible account at the
time of its designation for inclusion in the Trust and (b) no selection
procedure believed by the Transferor to be materially adverse to the interests
of the holders of any Series of certificates will have been used in selecting
such Additional Accounts.
The Receivables conveyed to the Trust have arisen and will arise in Accounts
selected from the Bank Portfolio on the basis of criteria set forth in the
Pooling and Servicing Agreement (the "Trust Portfolio"). The Receivables in the
Trust Portfolio, as of the close of business on December 31, 2000, consisted of
$37,148,867,971.99 of Principal Receivables and $769,230,943.56 of Finance
Charge Receivables. As of December 31, 2000, Cardholders whose Accounts are
included in the Trust Portfolio,
____________
/*/ VISA(R) and MasterCard(R) and are registered trademarks of Visa USA
Incorporated and MasterCard International Incorporated, respectively.
5
had billing addresses in 50 states, the District of Columbia and other United
States territories and possessions.
The following table summarizes the Composition by Period of Delinquency for the
Trust Portfolio as of the close of business on December 31, 2000. Because the
future composition of the Trust Portfolio may change over time, this table is
not necessarily indicative of the composition of the Trust Portfolio at any
subsequent time.
Composition by Period of Delinquency
Trust Portfolio
Period of Delinquency
(Days Contractually Amount of
Delinquent) Receivables
---------- -----------
35 to 64 Days......................... $518,381,000.45
65 to 94 Days......................... $376,121,357.80
95 to 124 Days........................ $285,646,320.17
125 to 154 Days....................... $237,788,846.10
155 to 184 Days....................... $193,364,977.00
185 or More Days..................... $0.00
Total................................. $1,611,302,501.52
=================
The aggregate amount of Receivables written off during the twelve-month
reporting period was $2,037,324,902 and represented approximately 5.58% of the
average Receivables balance outstanding during such period. The investor
percentage of Principal Receivables written off (the "Investor Default Amount")
during the reporting period was $1,594,071,567. The Investor Default Amount as
a percentage of the average invested amount outstanding during the reporting
period was approximately 5.57%.
ITEM 3. LEGAL PROCEEDINGS
There are no material pending legal proceedings with respect to the Trust,
involving the Trust, the Trustee or the Registrant. The Bank is a defendant in
various lawsuits, including lawsuits seeking class action certification in both
state and federal courts. These lawsuits challenge certain policies and
practices of the Bank's credit card business. A few of these lawsuits have been
conditionally certified as class actions to permit settlement of the claims. The
Bank has defended itself against claims in the past and intends to continue to
do so in the future. While it is impossible to predict the outcome of any of
these lawsuits, the Bank believes that any liability which might result from
these lawsuits will not have a material adverse effect on the Trust.
ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
None
6
PART II
ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED
STOCKHOLDER MATTERS
As of December 31, 2000, the number of holders of record identified by the
Depository Trust Company for the respective Series is as follows:
Investor Certificate Description Record Holders
_____________________________________________________________________
Series 1994-4 Class A 25
Series 1994-4 Class B 3
Series 1994-6 Class A 16
Series 1994-6 Class B 5
Series 1994-8 Class A 26
Series 1994-8 Class B 4
Series 1995-2 Class A 23
Series 1996-1 Class A 25
Series 1996-1 Class B 8
Series 1996-2 Class A 18
Series 1996-2 Class B 5
Series 1996-4 Class A 15
Series 1996-4 Class B 3
Series 1996-6 Class A 21
Series 1996-6 Class B 9
Series 1996-8 Class A 7
Series 1996-8 Class B 3
Series 1997-1 Class A 9
Series 1997-1 Class B 7
Series 1997-2 Class A 21
Series 1997-2 Class B 6
Series 1997-3 Class A 8
Series 1997-3 Class B 2
Series 1997-4 Class A 7
Series 1997-4 Class B 3
Series 1997-5 Class A 11
Series 1997-5 Class B 2
Series 1997-6 Class A 69
Series 1997-6 Class B 27
7
Investor Certificate Description Record Holders
______________________________________________________________________
Series 1997-7 Class A 11
Series 1997-7 Class B 3
Series 1997-8 Class A 8
Series 1997-8 Class B 3
Series 1997-9 Class A 4
Series 1997-9 Class B 1
Series 1997-10 Class A 24
Series 1997-10 Class B 2
Series 1998-1 Class A 27
Series 1998-1 Class B 5
Series 1998-3 Class A 12
Series 1998-3 Class B 4
Series 1998-4 Class A 20
Series 1998-4 Class B 6
Series 1998-5 Class A 10
Series 1998-5 Class B 3
Series 1998-6 Class A 3
Series 1998-6 Class B 2
Series 1998-7 Class A 29
Series 1998-7 Class B 3
Series 1998-8 Class A 5
Series 1998-8 Class B 2
Series 1998-9 Class A 38
Series 1998-9 Class B 15
Series 1999-1 Class A 16
Series 1999-1 Class B 4
Series 1999-2 Class A 10
Series 1999-2 Class B 2
Series 1999-3 Class A 8
Series 1999-3 Class B 5
Series 1999-4 Class A 7
Series 1999-4 Class B 3
There is no established public market in which the Certificates are traded.
8
ITEM 6. SELECTED FINANCIAL DATA
Not applicable
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION
AND RESULTS OF OPERATIONS
Not applicable
ITEM 7A. QUANTATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
Not applicable
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
Not applicable
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING
AND FINANCIAL DISCLOSURE
None
PART III
ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT
Not applicable
ITEM 11. EXECUTIVE COMPENSATION
Not applicable
ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND
MANAGEMENT
(a) The following sets forth certain information believed by the Registrant to
be accurate based on information provided to it concerning the beneficial
ownership of investor certificates. Number of certificates identifies the
number of $1,000 minimum denomination certificates beneficially owned by each
such investor.
9
Beneficial owners of more than 5% of the Series 1994-4 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 51,040 7.03%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 77,690 10.69%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 115,430 15.89%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 162,165 22.32%
4 New York Plaza, 13th Floor
New York, NY 10004
Prudential Securities Custody 60,000 8.26%
c/o ADP Proxy Services
51 Mercedes Way
Edgewood, NY 11717
State Street Bank and Trust Company 121,625 16.74%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
UBS Warburg LLC/CMO 37,755 5.20%
677 Washington Boulevard
Stamford, CT 06901
CLASS B
- -------
Boston Safe Deposit and Trust Company 25,000 44.21%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
10
Chase Manhattan Bank 9,950 17.59%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 21,600 38.20%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
______________________________________________
Beneficial owners of more than 5% of the Series 1994-6 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 83,300 11.11%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 41,800 5.57%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 134,725 17.96%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Brown Brothers Harriman & Co. 40,025 5.34%
63 Wall Street, 8th Floor
New York, NY 10005
Chase Manhattan Bank 191,000 25.48%
4 New York Plaza, 13th Floor
New York, NY 10004
Investors Bank & Trust Company 52,000 6.93%
200 Clarendon Street
15th Floor Hancock Tower
Boston, MA 02116
State Street Bank and Trust Company 171,925 22.92%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
11
CLASS B
- -------
Boston Safe Deposit and Trust Company 16,000 27.41%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 8,300 14.22%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 26,600 45.56%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
UBS Warburg LLC/CMO 6,480 11.10%
677 Washington Boulevard
Stamford, CT 06901
_________________________________________________
Beneficial owners of more than 5% of the Series 1994-8 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Boston Safe Deposit and Trust Company 28,101 5.62%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 177,680 35.54%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 77,855 15.57%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
Fuji Bank and Trust Company (The) 35,000 7.00%
2 World Trade Center, 81st Floor
New York, NY 10048
Northern Trust Company (The) 28,640 5.73%
801 S. Canal C-IN
Chicago, IL 60607
12
State Street Bank and Trust Company 121,185 24.24%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Chase Manhattan Bank 10,500 26.82%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 10,000 25.54%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
UBS Warburg LLC/CMO 10,000 25.54%
677 Washington Boulevard
Stamford, CT 06901
________________________________________________
Beneficial owners of more than 5% of the Series 1995-2 Class A investor
certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 56,335 8.54%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 75,155 11.39%
648 Grassmere Park Road
Nashville, TN 37211
Bank of New York (The)/Credit Agricole 35,300 5.35%
One Wall Street
New York, NY 10286
Brown Brothers Harriman & Co. 39,500 5.98%
63 Wall Street, 8th Floor
New York, NY 10005
Chase Manhattan Bank 157,984 23.94%
4 New York Plaza, 13th Floor
New York, NY 10004
13
Chase Manhattan Bank, Trust 43,431 6.58%
4 New York Plaza
New York, NY 10004
Fuji Bank and Trust Company (The) 40,000 6.06%
2 World Trade Center, 81st Floor
New York, NY 10048
State Street Bank and Trust Company 42,300 6.41%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
U.S. Bank National Association 44,920 6.81%
MPFP 1603 Proxy Unit
601 Second Avenue South
Minneapolis, MN 55402
Wells Fargo Bank Minnesota, N.A. 41,450 6.28%
733 Marquette Avenue
Minneapolis, MN 55479
______________________________________________
Beneficial owners of more than 5% of the Series 1996-1 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 79,660 10.62%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 151,981 20.26%
648 Grassmere Park Road
Nashville, TN 37211
Chase Manhattan Bank 115,615 15.42%
4 New York Plaza, 13th Floor
New York, NY 10004
Northern Trust Company (The) 57,904 7.72%
801 S. Canal C-IN
Chicago, IL 60607
14
State Street Bank and Trust Company 241,762 32.23%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Boston Safe Deposit and Trust Company 5,900 8.71%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Citibank, N.A. 35,000 51.65%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
Harris Trust & Savings Bank 5,000 7.38%
Proxy Operations
111 West Monroe Street
Chicago, IL 60603
SSB - Bank Portfolio 10,000 14.76%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
UBS Warburg LLC/CMO 6,670 9.84%
677 Washington Boulevard
Stamford, CT 06901
______________________________________________
Beneficial owners of more than 5% of the Series 1996-2 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 52,470 8.75%
925 Patterson Plank Road
Secaucus, NJ 07094
Chase Manhattan Bank 195,490 32.58%
4 New York Plaza, 13th Floor
New York, NY 10004
15
Citibank, N.A. 33,000 5.50%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 292,369 48.73%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bank of New York (The) 7,000 12.89%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 13,000 23.94%
648 Grassmere Park Road
Nashville, TN 37211
Citibank, N.A. 20,000 36.83%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
Investors Bank & Trust Company 7,300 13.45%
200 Clarendon Street
15th Fl Hancock Tower
Boston, MA 02116
State Street Bank and Trust Company 7,000 12.89%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
______________________________________________
Beneficial owners of more than 5% of the Series 1996-4 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 94,590 18.92%
925 Patterson Plank Road
Secaucus, NJ 07094
16
Boston Safe Deposit and Trust Company 30,000 6.00%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 89,000 17.80%
4 New York Plaza, 13th Floor
New York, NY 10004
Chase Manhattan Bank Correspondence Clearing 25,000 5.00%
Services
4 New York Plaza
New York, NY 10004
Deutsche Banc Alex. Brown Inc.-DBSI Account 61,700 12.34%
175 Water Street
New York, NY 10038
Merrill Lynch, Pierce Fenner & Smith 60,000 12.00%
Safekeeping
4 Corporate Place
Corporate Park 287
Piscataway, NJ 08855
State Street Bank and Trust Company 29,000 5.80%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
U.S. Bank National Association 35,000 7.00%
MPFP 1603 Proxy Unit
Minneapolis, MN 55402
CLASS B
- -------
Bankers Trust Company 26,930 59.61%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 16,050 35.52%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
______________________________________________
17
Beneficial owners of more than 5% of the Series 1996-6 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Boston Safe Deposit and Trust Company 120,105 13.92%
c/o Mellon Bank N. A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Bank of Texas, N.A. 77,281 8.96%
P.O. Box 2558
Houston, TX 77252-8009
Chase Manhattan Bank 83,310 9.66%
4 New York Plaza, 13th Floor
New York, NY 10004
Chase Bank/Greenwich Capital 59,500 6.90%
4 New York Plaza
New York, NY 10004
HSBC Bank USA/Treasury Investment 59,351 6.88%
140 Broadway - Level A
New York, NY 10015
State Street Bank and Trust Company 310,445 35.99%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bank of New York (The) 5,000 6.41%
925 Patterson Plank Road
Secaucus, NJ 07094
Bank One Trust Company, N.A. 5,000 6.41%
1900 Polaris Parkway, 4th Floor
Columbus, OH 43240
Boston Safe Deposit and Trust Company 6,700 8.59%
c/o Mellon Bank N. A
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
18
Chase Manhattan Bank 29,067 37.27%
4 New York Plaza, 13th Floor
New York, NY 10004
State Street Bank and Trust Company 5,325 6.83%
1776 Heritage Drive
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
Swiss American Securities Inc. 23,378 29.97%
100 Wall Street
New York, NY 10005
______________________________________________
Beneficial owners of more than 5% of the Series 1996-8 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Boston Safe Deposit and Trust Company 22,000 5.50%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 98,800 24.70%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 82,500 20.63%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 187,000 46.93%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Boston Safe Deposit and Trust Company 4,800 13.26%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
19
Chase Manhattan Bank 6,000 16.57%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 25,400 70.17%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
______________________________________________
Beneficial owners of more than 5% of the Series 1997-1 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Boston Safe Deposit and Trust Company 164,032 21.87%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 166,000 22.13%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 170,185 22.69%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 173,989 23.20%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
The Bank of New York/Fleet Bank 49,147 6.55%
One Wall Street
New York, NY 10286
CLASS B
- -------
Bankers Trust Company 27,170 40.09%
648 Grassmere Park Road
Nashville, TN 37211
Chase Manhattan Bank 31,900 47.07%
4 New York Plaza, 13th Floor
New York, NY 10004
20
LBI-Lehman Government Securities Inc. (LBI) 5,000 7.38%
1010 Hudson Street, 30th Floor
Jersey City, NJ 07302
______________________________________________
Beneficial owners of more than 5% of the Series 1997-2 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Chase Manhattan Bank 312,200 62.44%
4 New York Plaza, 13th Floor
New York, NY 10004
State Street Bank and Trust Company 41,408 8.28%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bankers Trust Company 28,630 63.37%
648 Grassmere Park Road
Nashville, TN 37211
Bank One Trust Company, N. A. 10,000 22.13%
1900 Polaris Parkway, 4th Floor
Columbus, OH 43240
Citibank, N. A. 3,250 7.19%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
______________________________________________
Beneficial owners of more than 5% of the Series 1997-3 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Brown Brothers Harriman & Co. 60,980 12.20%
63 Wall Street, 8th Floor
New York, NY 10005
21
Chase Manhattan Bank 110,025 22.01%
4 New York Plaza, 13th Floor
New York, NY 10004
Northern Trust Company (The) 75,000 15.00%
801 S. Canal C-IN
Chicago, IL 60607
State Street Bank and Trust Company 212,595 42.52%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Boston Safe Deposit and Trust Company 5,000 11.07%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 40,180 88.93%
4 New York Plaza, 13th Floor
New York, NY 10004
______________________________________________
Beneficial owners of more than 5% of the Series 1997-4 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Boston Safe Deposit and Trust Company 100,000 20.00%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Bank of Texas, N.A. 142,500 28.50%
P.O. Box 2558
Houston, TX 77252-2558
Chase Manhattan Bank 165,650 33.13%
4 New York Plaza, 13th Floor
New York, NY 10004
22
Deutsche Banc Alex. Brown Inc.-DBS1 Account 52,000 10.40%
175 Water Street
New York, NY 10038
CLASS B
- -------
Chase Bank of Texas, N.A. 20,000 44.27%
P. O. Box 2558
Houston, TX 77252-2558
Chase Manhattan Bank 20,180 44.66%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 5,000 11.07%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
______________________________________________
Beneficial owners of more than 5% of the Series 1997-5 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ----------
CLASS A
- -------
Bank of New York (The) 65,571 10.09%
925 Patterson Plank Road
Secaucus, NJ 07094
Chase Manhattan Bank 65,300 10.05%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 157,290 24.20%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 211,614 32.56%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
23
CLASS B
- -------
Bank of New York (The) 22,735 38.71%
925 Patterson Plank Road
Secaucus, NJ 07094
Chase Manhattan Bank 36,000 61.29%
4 New York Plaza, 13th Floor
New York, NY 10004
______________________________________________
Beneficial owners of more than 5% of the Series 1997-6 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 212,270 16.33%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 209,514 16.12%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 96,445 7.42%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 290,638 22.36%
4 New York Plaza, 13th Floor
New York, NY 10004
State Street Bank and Trust Company 130,989 10.08%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bank of New York (The) 46,038 39.19%
925 Patterson Plank Road
Secaucus, NJ 07094
24
Chase Manhattan Bank 31,112 26.49%
4 New York Plaza, 13th Floor
New York, NY 10004
State Street Bank and Trust Company 14,500 12.34%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
______________________________________________
Beneficial owners of more than 5% of the Series 1997-7 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 300,736 60.15%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 152,178 30.44%
648 Grassmere Park Road
Nashville, TN 37211
Chase Manhattan Bank Correspondence 25,194 5.04%
Clearing Services
4 New York Plaza
New York, NY 10004
CLASS B
- -------
Boston Safe Deposit and Trust Company 9,000 19.92%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Bank of Texas, N.A. 35,930 79.53%
P. O. Box 2558
Houston, TX 77252-8009
______________________________________________
25
Beneficial owners of more than 5% of the Series 1997-8 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------- ---------
CLASS A
- -------
Chase Bank of Texas, N.A. 206,200 26.44%
P.O. Box 2558
Houston, TX 77252-2558
Chase Manhattan Bank 111,300 14.27%
4 New York Plaza, 13th Floor
New York, NY 10004
Chase Manhattan Bank, Trust 370,500 47.50%
4 New York Plaza
New York, NY 10004
CLASS B
- -------
Bankers Trust Company 20,000 28.38%
648 Grassmere Park Road
Nashville, TN 37211
Chase Bank of Texas, N.A. 30,482 43.24%
P. O. Box 2558
Houston, TX 77252-8009
State Street Bank and Trust Company 20,000 28.38%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
______________________________________________
Beneficial owners of more than 5% of the Series 1997-9 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------- ---------
CLASS A
- -------
Bank of New York (The) 345,155 69.03%
925 Patterson Plank Road
Secaucus, NJ 07094
26
Boston Safe Deposit and Trust Company 77,090 15.42%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
State Street Bank and Trust Company 45,255 9.05%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
US Bank National Association 32,500 6.50%
MPFP 1603 Proxy Unit
601 Second Avenue South
Minneapolis, MN 55402
CLASS B
- -------
Chase Bank of Texas, N.A. 45,180 100.00%
P. O. Box 2558
Houston, TX 77252-8009
_________________________________________
Beneficial owners of more than 5% of the Series 1997-10 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank Of New York (The) 73,640 10.52%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 95,940 13.71%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 79,715 11.39%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 213,590 30.51%
4 New York Plaza, 13th Floor
New York, NY 10004
27
Citibank, N.A. 56,550 8.08%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 136,455 19.49%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Boston Safe Deposit and Trust Company 10,000 15.81%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Swiss American Securities Inc. 53,253 84.19%
100 Wall Street
New York, NY 10005
______________________________________________
Beneficial owners of more than 5% of the Series 1998-1 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 244,495 34.93%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 110,590 15.80%
648 Grassmere Park Road
Nashville, TN 37211
Chase Manhattan Bank 36,750 5.25%
4 New York Plaza, 13th Floor
New York, NY 10004
State Street Bank and Trust Company 190,690 27.24%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
28
CLASS B
- -------
Bankers Trust Company 16,000 25.29%
648 Grassmere Park Road
Nashville, TN 37211
Chase Bank of Texas, N.A. 30,253 47.83%
P. O. Box 2558
Houston, TX 77252-8009
Chase Manhattan Bank 6,000 9.49%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 6,000 9.49%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
SSB - Bank Portfolio 5,000 7.90%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
_______________________________________________
Beneficial owners of more than 5% of the Series 1998-3 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------- ---------
CLASS A
- -------
Bank of New York (The) 213,300 26.67%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 85,200 10.65%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 236,000 29.50%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 159,100 19.89%
4 New York Plaza, 13th Floor
New York, NY 10004
29
State Street Bank and Trust Company 79,200 9.90%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Boston Safe Deposit and Trust Company 15,289 21.15%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Citibank, N.A. 25,000 34.59%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
SSB - Bank Portfolio 22,000 30.43%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
UBS Warburg LLC/CMO 10,000 13.83%
677 Washington Boulevard
Stamford, CT 06901
__________________________________________
Beneficial owners of more than 5% of the Series 1998-4 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bankers Trust Company 50,000 7.14%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 197,716 28.25%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank Correspondence 44,000 6.29%
Clearing Services
4 New York Plaza
New York, NY 10004
30
Citibank, N.A. 91,245 13.04%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 145,000 20.71%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
U.S. Bank National Association 75,321 10.76%
MPFP 1603 Proxy Unit
601 Second Avenue South
Minneapolis, MN 55402
Wells Fargo Bank Minnesota, N.A., 38,000 5.43%
733 Marquette Avenue
Minneapolis, MN 55479
CLASS B
- -------
Bankers Trust Company 25,253 39.92%
648 Grassmere Park Road
Nashville, TN 37211
Chase Manhattan Bank 27,500 43.48%
4 New York Plaza, 13th Floor
New York, NY 10004
______________________________________________
Beneficial owners of more than 5% of the Series 1998-5 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 110,000 16.92%
925 Patterson Plank Road
Secaucus, NJ 07094
Boston Safe Deposit and Trust Company 56,057 8.62%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 91,100 14.02%
4 New York Plaza, 13th Floor
New York, NY 10004
31
State Street Bank and Trust Company 332,300 51.12%
1776 Heritage Dr.
Global Corp. Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bankers Trust Company 33,735 57.44%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 20,000 34.05%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Salomon Smith Barney Inc./Salomon Brothers 5,000 8.51%
333 W. 34th Street, 3rd Floor
New York, NY 10001
______________________________________________
Beneficial owners of more than 5% of the Series 1998-6 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Chase Bank of Texas, N.A. 265,000 33.13%
P.O. Box 2558
Houston, TX 77252-8009
First Union National Bank 500,000 62.50%
1525 West W. T. Harris Blvd
3 A4
Charlotte, NC 28288
CLASS B
- -------
Bankers Trust Company 30,000 41.50%
648 Grassmere Park Road
Nashville, TN 37211
32
Chase Bank of Texas, N.A. 42,289 58.50%
P.O. Box 2558
Houston, TX 77252-8009
______________________________________________
Beneficial owners of more than 5% of the Series 1998-7 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 54,615 7.28%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 75,350 10.05%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 149,250 19.90%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 79,940 10.66%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 59,100 7.88%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
Harris Trust & Savings Bank 45,800 6.11%
Proxy Operations
111 West Monroe Street LLE
Chicago, IL 60603
State Street Bank and Trust Company 136,980 18.26%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
33
CLASS B
- -------
Chase Manhattan Bank 24,000 35.41%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 40,770 60.16%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
______________________________________________
Beneficial owners of more than 5% of the Series 1998-8 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Chase Manhattan Bank 100,000 20.00%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 110,000 22.00%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
Deutsche Banc Alex. Brown Inc.-DBSI Account 55,000 11.00%
175 Water Street
New York, NY 10038
Merrill Lynch, Pierce Fenner & Smith 225,000 45.00%
Safekeeping
4 Corporate Place
Piscataway, NJ 08855
CLASS B
- -------
Chase Bank of Texas, N.A. 42,180 93.36%
P.O. Box 2558
Houston, TX 77252-8009
Bank of New York (The) 3,000 6.64%
925 Patterson Plank Road
Secaucus, NJ 07094
______________________________________________
34
Beneficial owners of more than 5% of the Series 1998-9 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 90,264 13.89%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 234,030 36.00%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 90,730 13.96%
c/o Mellon Bank N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
State Street Bank and Trust Company 69,967 10.76%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bank of New York (The) 24,108 53.78%
925 Patterson Plank Road
Secaucus, NJ 07094
Boston Safe Deposit and Trust Company 2,850 6.36%
c/o Mellon Bank, N.A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 15,711 35.05%
4 New York Plaza, 13th Floor
New York, NY 10004
______________________________________________
35
Beneficial owners of more than 5% of the Series 1999-1 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bankers Trust Company 88,300 8.83%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 54,000 5.40%
c/o Mellon Bank N. A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 131,500 13.15%
4 New York Plaza, 13th Floor
New York, NY 10004
Merrill Lynch, Pierce Fenner & Smith 138,500 13.85%
Safekeeping
4 Corporate Place
Piscataway, NJ 08855
Merrill Lynch, Pierce Fenner & Smith, Inc. - 78,000 7.80%
Debt Sec
4 Corporate Place
Piscataway, NJ 08855
State Street Bank and Trust Company 341,658 34.17%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
Swiss American Securities Inc. 70,400 7.04%
100 Wall Street
New York, NY 10005
CLASS B
- -------
Bank of New York (The) 25,361 28.07%
925 Patterson Plank Road
Secaucus, NJ 07094
Bankers Trust Company 35,000 38.73%
648 Grassmere Park Road
Nashville, TN 37211
36
Fuji Bank and Trust Company (The) 25,000 27.67%
2 World Trade Center, 81st Floor
New York, NY 10048
Wells Fargo Bank Minnesota, N.A. 5,000 5.53%
733 Marquette Avenue, N9306-051
Minneapolis, MN 55479-0056
______________________________________________
Beneficial owners of more than 5% of the Series 1999-2 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Boston Safe Deposit and Trust Company 100,000 20.00%
c/o Mellon Bank N. A.
Three Mellon Bank Center
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 92,000 18.40%
4 New York Plaza, 13th Floor
New York, NY 10004
Citibank, N.A. 36,850 7.37%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 161,000 32.20%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
Swiss American Securities Inc. 47,150 9.43%
100 Wall Street
New York, NY 10005
U.S. Bank National Association 45,000 9.00%
MPFP 1603 Proxy Unit
601 Second Avenue South
Minneapolis, MN 55402
CLASS B
- -------
Bankers Trust Company 25,000 55.33%
648 Grassmere Park Road
Nashville, TN 37211
37
Fuji Bank and Trust Company (The) 20,180 44.67%
2 World Trade Center, 81st Floor
New York, NY 10048
______________________________________________
Beneficial owners of more than 5% of the Series 1999-3 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bankers Trust Company 138,500 19.79%
648 Grassmere Park Road
Nashville, TN 37211
Boston Safe Deposit and Trust Company 69,808 9.97%
c/o Mellon Bank N.A.
Three Mellon Bank Center,
Room 153-3015
Pittsburgh, PA 15259
Citibank, N.A. 45,000 6.43%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
State Street Bank and Trust Company 380,518 54.36%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Bankers Trust Company 17,000 31.39%
648 Grassmere Park Road
Nashville, TN 37211
Bankers Trust Company/Banc One Capital 6,667 12.31%
Markets Inc.
16 Wall Street, 5th Floor
New York, NY 10005
Boston Safe Deposit and Trust Company 5,500 10.15%
c/o Mellon Bank N.A.
Three Mellon Bank Center,
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 5,000 9.23%
4 New York Plaza, 13th Floor
New York, NY 10004
38
Fuji Bank and Trust Company (The) 20,000 36.92%
2 World Trade Center, 81st Floor
New York, NY 10048
_________________________________________________
Beneficial owners of more than 5% of the Series 1999-4 Class A and Class B
investor certificates as of December 31, 2000, are as follows:
NUMBER OF % OF
CERTIFICATES OWNERSHIP
------------ ---------
CLASS A
- -------
Bank of New York (The) 98,000 19.60%
925 Patterson Plank Road
34 Exchange Pl
Jersey City, NJ 07311
Boston Safe Deposit and Trust Company 75,400 15.08%
c/o Mellon Bank N.A.
Three Mellon Bank Center,
Room 153-3015
Pittsburgh, PA 15259
Chase Manhattan Bank 68,000 13.60%
4 New York Plaza, 13th Floor
New York, NY 10004
Deutsche Bank, A.G., New York Branch 29,700 5.94%
34 Exchange Pl
Jersey City, NJ 07311
Northern Trust Company (The) 60,400 12.08%
801 S. Canal C-IN
Chicago, IL 60607
State Street Bank and Trust Company 167,000 33.40%
1776 Heritage Dr.
Global Corporate Action Unit JAB 5NW
No. Quincy, MA 02171
CLASS B
- -------
Boston Safe Deposit and Trust Company 10,000 25.85%
c/o Mellon Bank N.A.
Three Mellon Bank Center,
Room 153-3015
Pittsburgh, PA 15259
39
Bank of Tokyo-Mitsubishi Trust Company 8,691 22.46%
Trust Operations Dept Plaza 3
5th Floor Harborside Fin'L Ctr
Jersey City, NJ 07311-1904
Citibank, N. A. 20,000 51.69%
3800 Citicorp Center Tampa
Tampa, FL 33610-9122
_________________________________________________
(b) Not applicable
(c) Not applicable
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
None
PART IV
ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS
ON FORM 8-K
(a) The following documents are filed as part of this Report:
3. Exhibits:
99.00 Independent Accountants' Reports of Arthur Andersen LLP
on Management's Assertions.
(b) Not applicable
(c) See item 14(a)3 above
(d) Not applicable
40
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized, on March 23, 2001.
FIRST USA BANK, NATIONAL ASSOCIATION
As Servicer
By: /s/ Anthony F. Vuoto
--------------------------------------
Anthony F. Vuoto
President
Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below by the following persons on behalf of the
registrant and in the capacities indicated on March 23, 2001.
Signature Title
--------- -----
/s/ Philip Heasley Director and Principal Executive Officer
- --------------------------------
Philip Heasley
/s/ Raymond Fischer Director, Principal Financial Officer and
- --------------------------------
Raymond Fischer Principal Accounting Officer
/s/ Anthony F. Vuoto Director
- --------------------------------
Anthony F. Vuoto
/s/ Michael Looney Director
- --------------------------------
Michael Looney
/s/ M. Carter Warren Director
- --------------------------------
M. Carter Warren
/s/ Rosemary B. Cauchon Director
- --------------------------------
Rosemary B. Cauchon
/s/ William Garner Director
- --------------------------------
William Garner
41