EXHIBIT 99.1
CC MASTER CREDIT CARD TRUST II
Excess Spread Analysis - June 2001
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Series 1995-A 1995-C 1996-A 1996-C 1998-A
Deal Size $400 MM $400 MM $407.25 MM $271.50 MM $600 MM
Expected Maturity 08/15/02 02/18/03 11/15/01 02/16/04 09/15/03
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Yield 18.99% 18.99% 18.99% 18.99% 18.99%
Less: Coupon 4.24% 4.25% 4.23% 4.22% 4.25%
Servicing Fee 1.50% 1.50% 1.50% 1.50% 1.50%
Net Credit Losses 8.86% 8.86% 8.86% 8.86% 8.86%
Excess Spread:
June-01 4.39% 4.38% 4.40% 4.41% 4.39%
May-01 5.19% 5.17% 5.19% 5.21% 5.18%
April-01 5.05% 5.04% 5.06% 5.08% 5.05%
Three month Average Excess Spread 4.88% 4.87% 4.89% 4.90% 4.87%
Delinquency:
30 to 59 days 2.18% 2.18% 2.18% 2.18% 2.18%
60 to 89 days 1.58% 1.58% 1.58% 1.58% 1.58%
90 + days 3.01% 3.01% 3.01% 3.01% 3.01%
Total 6.77% 6.77% 6.77% 6.77% 6.77%
Payment Rate 13.03% 13.03% 13.03% 13.03% 13.03%