EXHIBIT 99.3
Jun-2001 1995-A Page 1
MONTHLY STATEMENT TO CERTIFICATEHOLDERS
SERIES 1995-A
CC MASTER CREDIT CARD TRUST II
(Formerly Chevy Chase Master Credit Card Trust II)
RECEIVABLES
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Beginning of the Month Principal Receivables: $3,147,935,537.87
Beginning of the Month Finance Charge Receivables: $159,056,585.18
Beginning of the Month Discounted Receivables: $0.00
Beginning of the Month Total Receivables: $3,306,992,123.05
Removed Principal Receivables: $0.00
Removed Finance Charge Receivables: $0.00
Removed Total Receivables: $0.00
Additional Principal Receivables: $0.00
Additional Finance Charge Receivables: $0.00
Additional Total Receivables: $0.00
Discounted Receivables Generated this Period: $0.00
End of the Month Principal Receivables: $3,098,024,749.89
End of the Month Finance Charge Receivables: $162,066,884.47
End of the Month Discounted Receivables: $0.00
End of the Month Total Receivables: $3,260,091,634.36
Special Funding Account Balance $0.00
Aggregate Invested Amount (all Master Trust II Series) $2,300,000,000.00
End of the Month Transferor Amount $798,024,749.89
End of the Month Transferor Percentage 25.76%
DELINQUENCIES AND LOSSES
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End of the Month Delinquencies:
30-59 Days Delinquent $71,034,071.60
60-89 Days Delinquent $51,528,237.57
90+ Days Delinquent $98,213,413.52
Total 30+ Days Delinquent $220,775,722.69
Delinquent Percentage 6.77%
Defaulted Accounts During the Month $23,244,740.95
Annualized Default Percentage 8.86%
Jun-2001 1995-A Page 2
Principal Collections $384,867,091.80
Principal Payment Rate 12.23%
Total Payment Rate 13.03%
INITIAL INVESTED AMOUNTS
Class A Initial Invested Amount $368,000,000.00
Class B Initial Invested Amount $32,000,000.00
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TOTAL INITIAL INVESTED AMOUNT $400,000,000.00
INVESTED AMOUNTS
Class A Invested Amount $368,000,000.00
Class B Invested Amount $32,000,000.00
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TOTAL INVESTED AMOUNT $400,000,000.00
FLOATING ALLOCATION PERCENTAGE 12.71%
PRINCIPAL ALLOCATION PERCENTAGE 12.71%
MONTHLY SERVICING FEE $500,000.00
INVESTOR DEFAULT AMOUNT $2,953,648.92
CLASS A AVAILABLE FUNDS
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CLASS A FLOATING ALLOCATION PERCENTAGE 92.00%
Class A Finance Charge Collections $5,824,275.82
Other Amounts $0.00
TOTAL CLASS A AVAILABLE FUNDS $5,824,275.82
Class A Monthly Interest $1,340,440.00
Class A Servicing Fee $460,000.00
Class A Investor Default Amount $2,717,357.00
TOTAL CLASS A EXCESS SPREAD $1,306,478.82
REQUIRED AMOUNT $0.00
Jun-2001 1995-A Page 3
CLASS B AVAILABLE FUNDS
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CLASS B FLOATING ALLOCATION PERCENTAGE 8.00%
Class B Finance Charge Collections $506,458.76
Other Amounts $0.00
TOTAL CLASS B AVAILABLE FUNDS $506,458.76
Class B Monthly Interest $119,591.11
Class B Servicing Fee $40,000.00
TOTAL CLASS B EXCESS SPREAD $346,867.65
EXCESS SPREAD
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TOTAL EXCESS SPREAD $1,653,346.47
Excess Spread Applied to Required Amount $0.00
Excess Spread Applied to Class A Investor Charge Offs $0.00
Excess Spread Applied to Class B Items $236,291.92
Excess Spread Applied to Class B Investor Charge Offs $0.00
Excess Spread Applied to Monthly Cash Collateral Fee $27,555.56
Excess Spread Applied to Cash Collateral Account $0.00
Excess Spread Applied to Reserve Account $0.00
Excess Spread Applied to other amounts owed to
Cash Collateral Depositor $0.00
TOTAL EXCESS FINANCE CHARGE COLLECTIONS ELIGIBLE FOR
GROUP I $1,389,498.99
Jun-2001 1995-A Page 4
EXCESS FINANCE CHARGE COLLECTIONS -- GROUP I
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TOTAL EXCESS FINANCE CHARGE COLLECTIONS FOR ALL SERIES
IN GROUP I $7,803,152.65
SERIES 1995-A EXCESS FINANCE CHARGE COLLECTIONS
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EXCESS FINANCE CHARGE COLLECTIONS ALLOCATED TO
SERIES 1995-A $0.00
Excess Finance Charge Collections applied to
Required Amount $0.00
Excess Finance Charge Collections applied to
Class A Investor Charge Offs $0.00
Excess Finance Charge Collections applied to
Class B Items $0.00
Excess Finance Charge Collections applied to
Class B Investor Charge Offs $0.00
Excess Finance Charge Collections applied to
Monthly Cash Collateral Fee $0.00
Excess Finance Charge Collections applied to
Cash Collateral Account $0.00
Excess Finance Charge Collections applied to
Reserve Account $0.00
Excess Finance Charge Collections applied to
other amounts owed Cash Collateral Depositor $0.00
YIELD AND BASE RATE
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Base Rate (Current Month) 6.24%
Base Rate (Prior Month) 6.38%
Base Rate (Two Months Ago) 7.28%
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THREE MONTH AVERAGE BASE RATE 6.63%
Portfolio Yield (Current Month) 10.13%
Portfolio Yield (Prior Month) 11.07%
Portfolio Yield (Two Months Ago) 11.84%
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THREE MONTH AVERAGE PORTFOLIO YIELD 11.01%
Jun-2001 1995-A Page 5
PRINCIPAL COLLECTIONS
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CLASS A PRINCIPAL PERCENTAGE 92.00%
Class A Principal Collections $44,991,737.61
CLASS B PRINCIPAL PERCENTAGE 8.00%
Class B Principal Collections $3,912,325.01
TOTAL PRINCIPAL COLLECTIONS $48,904,062.62
INVESTOR DEFAULT AMOUNT $2,953,648.92
REALLOCATED PRINCIPAL COLLECTIONS $0.00
SHARED PRINCIPAL COLLECTIONS ALLOCABLE
FROM OTHER SERIES $0.00
CLASS A ACCUMULATION
Controlled Accumulation Amount $0.00
Deficit Controlled Accumulation Amount $0.00
CONTROLLED DISTRIBUTION AMOUNT $0.00
CLASS B ACCUMULATION
Controlled Accumulation Amount $0.00
Deficit Controlled Accumulation Amount $0.00
CONTROLLED DISTRIBUTION AMOUNT $0.00
EXCESS PRINCIPAL COLLECTIONS ELIGIBLE FOR
PRINCIPAL SHARING $51,857,711.54
INVESTOR CHARGE OFFS
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CLASS A INVESTOR CHARGE OFFS $0.00
CLASS B INVESTOR CHARGE OFFS $0.00
PREVIOUS CLASS A CHARGE OFFS REIMBURSED $0.00
PREVIOUS CLASS B CHARGE OFFS REIMBURSED $0.00
CASH COLLATERAL ACCOUNT
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Required Cash Collateral Amount $52,000,000.00
Available Cash Collateral Amount $52,000,000.00
Jun-2001 1995-A Page 6
INTEREST RATE CAP PAYMENTS
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Class A Interest Rate Cap Payments $0.00
Class B Interest Rate Cap Payments $0.00
TOTAL DRAW AMOUNT $0.00
CASH COLLATERAL ACCOUNT SURPLUS $0.00
First USA Bank, National Association
as Servicer
By: /s/ Tracie Klein
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Tracie H. Klein
First Vice President