EXHIBIT 99.2

August 2001


                      MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1995-A

Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995, (the
"Pooling and Servicing Agreement"), among First USA Bank, National Association,
("First USA"), as Transferor and Servicer, and Bankers Trust Company, as Trustee
(the "Trustee"), First USA as Servicer is required to prepare certain
information each month regarding current distributions to Series 1995-A
Certificateholders and the performance of the CC Master Credit Card Trust II
(the "Trust") during the previous month. The information that is required to be
prepared with respect to the September 17, 2001, Distribution Date (referred to
herein as the "Distribution Date"), and with respect to the performace of the
Trust during the August 2001, Monthly Period (referred to herein as the "Monthly
Period") is set forth below. Certain of the information is presented on the
basis of an original principal amount of $1,000 per Series 1995-A Certificate (a
"Certificate"). Certain other information is presented based on the aggregate
amounts for the Trust as a whole. Capitalized terms used in this Monthly
Statement have their respective meanings set forth in the Pooling and Servicing
Agreement.

A)   Information Regarding Distributions to the Class A Certificateholders, per
     $1,000 original certificate principal amount.

     (1)  The total amount of the distribution to                     $3.5658333
          Class A Certificateholders, per $1,000
          original certificate principal amount

     (2)  The amount of the distribution set forth                    $3.5658333
          in paragraph 1 above in respect of interest
          on the Class A Certificates, per $1,000
          original certificate principal amount

     (3)  The amount of the distribution set forth
          in paragraph 1 above in respect of
          principal of the Class A Certificates, per
          $1,000 original certificate principal amount                $0.0000000

B)   Class A Investor Charge Offs and Reimbursement of Charge Offs

     (1)  The amount of Class A Investor Charge Offs                  $0.0000000

     (2)  The amount of Class A Investor Charge Offs                  $0.0000000
          set forth in paragraph 1 above, per $1,000
          original certificate principal amount

     (3)  The total amount reimbursed in respect of                   $0.0000000
          Class A Investor Charge Offs


     (4)  The amount set forth in paragraph 3 above, per
          $1,000 original certificate principal amount                $0.0000000

     (5)  The amount, if any, by which the outstanding                $0.0000000
          principal balance of the Class A Certificates
          exceeds the Class A Invested Amount after
          giving effect to all transactions on such
          Distribution Date

C)   Information Regarding Distributions to the Class B Certificateholders, per
     $1,000 original certificate principal amount

     (1)  The total amount of the distribution to Class
          B Certificateholders, per $1,000 original
          certificate principal amount                                $3.6666666

     (2)  The amount of the distribution set forth in                 $3.6666666
          paragraph 1 above in respect of interest on
          the Class B Certificates, per $1,000 original
          certificate principal amount

     (3)  The amount of the distribution set forth in                 $0.0000000
          paragraph 1 above in respect of principal on
          the Class B Certificates, per $1,000 original
          certificate principal amount

D)   Class B Investor Charge Offs and Reimbursement of Charge Offs

     (1)  The amount of Class B Investor Charge Offs                  $0.0000000

     (2)  The amount of Class B Investors Charge Offs                 $0.0000000
          set forth in paragraph 1 above, per $1,000
          original certificate principal amount

     (3)  The total amount reimbursed in respect of Class             $0.0000000
          B Investor Charge Offs

     (4)  The amount set forth in paragraph 3 above, per              $0.0000000
          $1,000 original certificate principal amount

     (5)  The amount, if any, by which the outstanding                $0.0000000
          principal balance of the Class B Certificates
          exceeds the Class B Invested Amount after
          giving effect to all transactions on such
          Distribution Date



                                            First USA Bank, National Association
                                            as Servicer

                                            By /s/ Tracie Klein
                                               -------------------------
                                               Tracie H. Klein
                                               First Vice President