Exhibit 99.2
December 2001
MONTHLY CERTIFICATEHOLDERS' STATEMENT
CC MASTER CREDIT CARD TRUST II
(Formerly Chevy Chase Master Credit Card Trust II)
SERIES 1995-A
Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, National
Association, ("First USA"), as Transferor and Servicer, and Bankers Trust
Company, as Trustee (the "Trustee"), First USA as Servicer is required to
prepare certain information each month regarding current distributions to
Series 1995-A Certificateholders and the performance of the CC Master
Credit Card Trust II (the "Trust") during the previous month. The
information that is required to be prepared with respect to the January 15,
2002, Distribution Date (referred to herein as the "Distribution Date"),
and with respect to the performace of the Trust during the December 2001,
Monthly Period (referred to herein as the "Monthly Period") is set forth
below. Certain of the information is presented on the basis of an original
principal amount of $1,000 per Series 1995-A Certificate (a "Certificate").
Certain other information is presented based on the aggregate amounts for
the Trust as a whole. Capitalized terms used in this Monthly Statement have
their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A
Certificateholders,per $1,000 original certificate principal
amount.
(1) The total amount of the distribution to Class
Certificateholders,per $1,000 original certificate $1.7284242
principal amount
(2) The amount of the distribution set forth in paragraph 1
above in respect of interest on the Class A Certificates,
per $1,000 original certificate principal amount $1.7284242
(3) The amount of the distribution set forth in paragraph
1 above in respect of principal of the Class A
Certificates, per $1,000 original certificate principal
amount $0.0000000
B) Class A Investor Charge Offs and Reimbursement of Charge Offs
(1) The amount of Class A Investor Charge Offs $0.0000000
(2) The amount of Class A Investor Charge Offs
set forth in paragraph above, per $1,000 $0.0000000
original certificate principal amount
(3) The total amount reimbursed in respect of Class A
Investor Charge Offs $0.0000000
(4) The amount set forth in paragraph 3 above, per
$1,000 original certificate principal amount $0.0000000
(5) The amount, if any, by which the outstanding
principal balance of the Class A Certificates exceeds
the Class A Invested Amount after giving effect to
all transactions on such Distribution Date $0.0000000
C) Information Regarding Distributions to the Class B
Certificateholders,per $1,000 original certificate principal
amount
(1) The total amount of the distribution to Class B
Certificateholders, per $1,000 original certificate
principal amount $1.8170353
(2) The amount of the distribution set forth in paragraph 1
above in respect of interest on the Class B Certificates,
per $1,000 original certificate principal amount $1.8170353
(3) The amount of the distribution set forth in paragraph 1
above in respect of principal on the Class B Certificates,
per $1,000 original certificate principal amount $0.0000000
D) Class B Investor Charge Offs and Reimbursement of Charge Offs
(1) The amount of Class B Investor Charge Offs $0.0000000
(2) The amount of Class B Investors Charge Offs
set forth in paragraph 1 above, per $1,000
original certificate principal amount $0.0000000
(3) The total amount reimbursed in respect of Class B
Investor Charge Offs $0.0000000
(4) The amount set forth in paragraph 3 above, per
$1,000 original certificate principal amount $0.0000000
(5) The amount, if any, by which the outstanding
principal balance of the Class B Certificates
exceeds the Class B Invested Amount after
giving effect to all transactions on such
Distribution Date $0.0000000
First USA Bank, National Association
as Servicer
By /s/ Tracie H. Klein
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Tracie H. Klein
First Vice President