EXHIBIT 1

                          ANNUAL SERVICER'S CERTIFICATE

                      FIRST USA BANK, NATIONAL ASSOCIATION

                          FIRST CHICAGO MASTER TRUST II

         The undersigned, duly authorized representatives of First USA Bank,
National Association ("First USA"), as the Seller and Servicer pursuant to the
Amended and Restated Pooling and Servicing Agreement dated as of June 1, 1990
and as amended and restated as of September 1, 1999 (the "Amended and Restated
Pooling and Servicing Agreement"), by and between First USA, as Seller and
Servicer, and Wells Fargo Bank Minnesota, National Association, as Trustee, do
hereby certify that:

1.   First USA is, as of the date hereof, the Seller and the Servicer under the
     Amended and Restated Pooling and Servicing Agreement.

2.   The undersigned are duly authorized pursuant to the Amended and Restated
     Pooling and Servicing Agreement to execute and deliver this Certificate to
     the Trustee.

3.   A review of the activities of the Seller and the Servicer during the
     calendar year ended December 31, 2001, and of their performance under the
     Amended and Restated Pooling and Servicing Agreement was conducted under
     our supervision.

4.   Based on such review, the Seller and the Servicer have, to the best of our
     knowledge, fully performed all their obligations under the Amended and
     Restated Pooling and Servicing Agreement and no default in the performance
     of such obligations has occurred or is continuing except as set forth in
     paragraph 5 below.

5.   The following is a description of each default in the performance of its
     obligations under the provisions of the Amended and Restated Pooling and
     Servicing Agreement known to us to have been made by the Seller and
     Servicer during the calendar year ended December 31, 2001, which sets forth
     in detail the (i) nature of each such default, (ii) the action taken by the
     Seller and Servicer, if any, to remedy each such default and (iii) the
     current status of each such default: None.

     IN WITNESS WHEREOF, the undersigned have duly executed this Certificate
this 20th day of March, 2002.

By:  /s/ Tracie H. Klein           By:  /s/ Jeffrey Rigg
     ----------------------------       ----------------------------------------
     Name:   Tracie H. Klein            Name:   Jeffrey Rigg
     Title:  First Vice President       Title:  Senior Vice President-Accounting