SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                      The Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported)          April 15, 2002
                                                                  --------------

                      FIRST USA BANK, NATIONAL ASSOCIATION
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

       (As Servicer on behalf of PARTNERS FIRST CREDIT CARD MASTER TRUST)

Laws of the United States             333-29495-01         51-0269396
- -------------------------             ------------         ----------
(State or other jurisdiction of    (Commission File       (IRS Employer
 incorporation or organization)         Number)        Identification Number)

201 North Walnut Street, Wilmington, Delaware                           19801
- --------------------------------------------------------------------------------
(Address of principal executive offices)                              (Zip Code)

                    302/594-4000
- --------------------------------------------------------------------------------
Registrant's telephone number, including area code

                                N/A
- -----------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report)



ITEM 5. OTHER EVENTS

        The Registrant hereby incorporates by reference the information
contained in Exhibit 20 hereto in response to this Item 5.

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS

        Exhibit No.  Document Description
        -----------  --------------------
        20.1         Excess Spread Analysis

        20.2         Monthly Trust Activity

        20.3         Series 1998.3 Report



                                    SIGNATURE

        Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                 FIRST USA BANK, NATIONAL ASSOCIATION
                                 as Servicer on behalf of PARTNERS FIRST CREDIT
                                 CARD MASTER TRUST

                                 By: /s/ Tracie H. Klein
                                     --------------------------------------
                                     Name:   Tracie H. Klein
                                     Title:  First Vice President

Date: April 15, 2002
      --------------



                                INDEX TO EXHIBITS

Exhibit Number     Exhibit
- --------------     -------

    20.1           Excess Spread Analysis

    20.2           Monthly Trust Activity

    20.3           Series 1998-3 Report