<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from the
statement of income and balance sheet and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                              75
<SECURITIES>                                         0
<RECEIVABLES>                                    2,503
<ALLOWANCES>                                       886
<INVENTORY>                                        401
<CURRENT-ASSETS>                                 3,728
<PP&E>                                          14,118
<DEPRECIATION>                                   4,518
<TOTAL-ASSETS>                                  18,206
<CURRENT-LIABILITIES>                            2,445
<BONDS>                                          6,198
<COMMON>                                             4
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                       6,762
<TOTAL-LIABILITY-AND-EQUITY>                    18,206
<SALES>                                              0
<TOTAL-REVENUES>                                13,112
<CGS>                                                0
<TOTAL-COSTS>                                    7,198
<OTHER-EXPENSES>                                 2,503
<LOSS-PROVISION>                                   746
<INTEREST-EXPENSE>                                 347
<INCOME-PRETAX>                                  1,189
<INCOME-TAX>                                       479
<INCOME-CONTINUING>                                710
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                    103
<CHANGES>                                            0
<NET-INCOME>                                       607
<EPS-PRIMARY>                                     1.35
<EPS-DILUTED>                                     1.35