<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE AUDITED
CONSOLIDATED FINANCIAL STATEMENTS OF THE REGISTRANT FOR THE YEAR ENDED DECEMBER
31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                          76,877
<INT-BEARING-DEPOSITS>                              62
<FED-FUNDS-SOLD>                                44,785
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    250,568
<INVESTMENTS-CARRYING>                          33,289
<INVESTMENTS-MARKET>                            33,653
<LOANS>                                        763,559
<ALLOWANCE>                                     11,945
<TOTAL-ASSETS>                               1,235,711
<DEPOSITS>                                   1,105,453
<SHORT-TERM>                                     3,414
<LIABILITIES-OTHER>                              8,112
<LONG-TERM>                                      6,636
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,400
<OTHER-SE>                                     105,696
<TOTAL-LIABILITIES-AND-EQUITY>               1,235,711
<INTEREST-LOAN>                                 69,116
<INTEREST-INVEST>                               17,154
<INTEREST-OTHER>                                 1,573
<INTEREST-TOTAL>                                87,843
<INTEREST-DEPOSIT>                              33,592
<INTEREST-EXPENSE>                              34,059
<INTEREST-INCOME-NET>                           53,784
<LOAN-LOSSES>                                      994
<SECURITIES-GAINS>                                 188
<EXPENSE-OTHER>                                 43,270
<INCOME-PRETAX>                                 24,519
<INCOME-PRE-EXTRAORDINARY>                      15,088
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    15,088
<EPS-PRIMARY>                                     2.41
<EPS-DILUTED>                                     2.32
<YIELD-ACTUAL>                                    5.29
<LOANS-NON>                                      3,643
<LOANS-PAST>                                     1,476
<LOANS-TROUBLED>                                   643
<LOANS-PROBLEM>                                 17,300
<ALLOWANCE-OPEN>                                10,646
<CHARGE-OFFS>                                    1,067
<RECOVERIES>                                       413
<ALLOWANCE-CLOSE>                               11,945
<ALLOWANCE-DOMESTIC>                            11,945
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          9,797