<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM UNAUDITED
CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                          36,767
<SECURITIES>                                   127,385
<RECEIVABLES>                                   20,303
<ALLOWANCES>                                         0
<INVENTORY>                                          0
<CURRENT-ASSETS>                               188,283
<PP&E>                                          18,684
<DEPRECIATION>                                  10,819
<TOTAL-ASSETS>                                 336,367
<CURRENT-LIABILITIES>                           60,364
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           665
<OTHER-SE>                                     263,267
<TOTAL-LIABILITY-AND-EQUITY>                   336,367
<SALES>                                        206,848
<TOTAL-REVENUES>                               215,230
<CGS>                                                0
<TOTAL-COSTS>                                  103,023
<OTHER-EXPENSES>                                 2,177
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                               8,604
<INCOME-PRETAX>                                108,080
<INCOME-TAX>                                    38,902
<INCOME-CONTINUING>                             62,524
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    62,524
<EPS-PRIMARY>                                      .94
<EPS-DILUTED>                                      .94