UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION

                            WASHINGTON, D.C.  20549

                                   FORM 8-K

                                CURRENT REPORT
                                        

                      Pursuant to Section 13 or 15(d) of
                      The Securities Exchange Act of 1934


   Date of Report (Date of earliest event reported)        NOVEMBER 16, 1998
                                                           -----------------

                     FIRST USA BANK, NATIONAL ASSOCIATION
               (AS SUCCESSOR TO FIRST NATIONAL BANK OF COMMERCE)
- --------------------------------------------------------------------------------
            (Exact name of registrant as specified in its charter)

         (AS SERVICER ON BEHALF OF FIRST NBC CREDIT CARD MASTER TRUST)

                                 UNITED STATES
                                 -------------
                (State or other jurisdiction of incorporation)
                                        
               333-24023                             76-0039224
               ---------                             ----------
        (Commission File Number)                    (IRS Employer
                                                Identification Number)


                                        
201 NORTH WALNUT STREET, WILMINGTON, DELAWARE                      19801
- --------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)


                 (302) 594-4117
- --------------------------------------------------
Registrant's telephone number, including area code

FIRST NATIONAL BANK OF COMMERCE ON BEHALF OF FIRST NBC CREDIT CARD
MASTER TRUST    210 BARONNE STREET, NEW ORLEANS, LOUISIANA 70112
- --------------------------------------------------------------------------------
  (Former name, former address and former fiscal year, if changed since last
                                    report)

 
ITEM 5.  OTHER EVENTS

         Effective November 16, 1998, First USA Bank, N.A., a national banking
association organized under the laws of the United States (the "Bank"), which is
a wholly owned subsidiary of First USA Financial, Inc. which is a wholly owned
subsidiary of BANK ONE CORPORATION, replaced Bank One, Louisiana, N.A., ("Bank
One Louisiana"), as the Transferor and Servicer under the Pooling and Servicing
Agreement dated as of August 1, 1997, between Bank One Louisiana (as successor
to First National Bank of Commerce), as the Transferor and the Servicer, and The
Bank of New York, as the Trustee relating to the First NBC Credit Card Master
Trust and the Supplements for all Series of Investor Certificates issued
thereunder.

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS

         (c)  Exhibits.

         The following exhibits are filed as part of this report:

         (99.01)  Assumption Agreement dated as of November 16, 1998, between
                  Bank One Louisiana and the Trustee relating to the First NBC
                  Credit Card Master Trust.

         (99.02)  First Amendment to the Pooling and Servicing Agreement dated
                  as of November 16, 1998, among the Bank, Bank One Louisiana,
                  and the Trustee relating to the First NBC Credit Card Master
                  Trust.

 
                                   SIGNATURE



     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                First USA Bank, National Association, as
                                Servicer, on behalf of FIRST NBC CREDIT CARD
                                MASTER TRUST,
 



                                By:          /s/ Tracie H. Klein
                                        -----------------------------
                                Name:   Tracie H. Klein
                                Title:  Vice President



Date:  December 22, 1998
       -----------------

 
                               INDEX TO EXHIBITS


Exhibit No.  Document Description                            SEQUENTIAL PAGE NO.
- -----------  --------------------                            -------------------
 
  99.01      Assumption Agreement dated as of November 16,             5
             1998, between Bank One Louisiana and the 
             Trustee relating to the First NBC Credit Card 
             Master Trust.

  99.02      First Amendment to the Pooling and Servicing              9
             Agreement dated as of November 16, 1998, among 
             the Bank, Bank One Louisiana, and the Trustee 
             relating to the First NBC Credit Card Master 
             Trust.