EXHIBIT 99.1
Page 1
MONTHLY CERTIFICATEHOLDERS' STATEMENT
CC MASTER CREDIT CARD TRUST II
(Formerly Chevy Chase Master Credit Card Trust II)
SERIES 1995-A
Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, NA, as Transferor
and Servicer ("First USA"), First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"), First USA, as Servicer, is required to prepare
certain information each month regarding current distributions to
Certificateholders and the performance of the CC Master Credit Card Trust II
(the "Trust") during the previous month. The information which is required to be
prepared with respect to the Distribution Date of February 16, 1999, and with
respect to the performance of the Trust during the month of January, 1999 is set
forth below. Certain of the information is presented based on the aggregate
amounts for the Trust as a whole. Capitalized terms used in this Monthly
Statement have their respective meanings set forth in the Pooling and Servicing
Agreement.
A) Information Regarding Distributions to
the Class A Certificateholders, per
$1,000 original certificate principal amount.
(1) The total amount of the
distribution to Class A
Certificateholders, per $1,000
original certificate principal amount $ 4.6666667
(2) The amount of the distribution set forth in
paragraph 1 above in respect of interest on the Class
A Certificates, per $1,000 original
certificate principal amount $ 4.6666667
(3) The amount of the distribution set forth in
paragraph 1 above in respect of principal of the Class
A Certificates, per $1,000 original
certificate principal amount $ 0.0000000
Page 2
B) Class A Investor Charge Offs and
Reimbursement of Charge Offs
(1) The amount of Class A Investor Charge Offs $ 0.0000000
(2) The amount of Class A Investor Charge Offs set forth in
paragraph 1 above, per $1,000 original certificate
principal amount $ 0.0000000
(3) The total amount reimbursed in respect of Class
A Investor Charge Off $ 0.0000000
(4) The amount set forth in paragraph 3 above, per $1,000 original
certificate principal amount $ 0.0000000
(5) The amount, if any, by which the outstanding principal balance
of the Class A Certificates exceeds the Class A Invested Amount
after giving effect to all transactions on such Distribution Date $ 0.0000000
C) Information Regarding Distributions to the Class B
Certificateholders, per $1,000 original certificate principal
amount.
(1) The total amount of the distribution to Class B
Certificatedholders, per $1,000 original certificate principal amount $ 4.7644444
(2) The amount of the distribution set forth in paragraph 1 above
in respect of interest on the Class B Certificates, per $1,000
original cerificate principal amount $ 4.7644444
(3) The amount of the distribution set forth in paragraph 1 above
in respect of principal on the Class B Certificates, per $1,000
original cerificate principal amount $ 0.0000000
Page 3
D) Class B Investor Charge Offs and Reimbursement of Charge Offs
(1) The amount of Class B Investor Charge Offs $ 0.0000000
(2) The amount of Class B Investor Charge Offs set forth in
paragraph 1 above, per $1,000 original certificate
principal amount $ 0.0000000
(3) The total amount reimbursed in respect of Class B Investor
Charge Offs $ 0.0000000
(4) The amount set forth in paragraph 3 above, per $1,000 original
certificate principal amount $ 0.0000000
(5) The amount, if any, by which the outstanding principal balance
of the Class B Certificates exceeds the Class B Invested Amount
after giving effect to all transactions on such Distribution Date $ 0.0000000
First USA Bank, NA,
as Servicer
By /s/ Tracie Klein
---------------------------------
Tracie H. Klein
Vice President