EXHIBIT 99.5
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MONTHLY CERTIFICATEHOLDERS' STATEMENT
CC MASTER CREDIT CARD TRUST II
(Formerly Chevy Chase Master Credit Card Trust II)
SERIES 1996-A
Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995
(the "Pooling and Servicing Agreement"), among First USA Bank, NA, (First USA"),
as Transferor and Servicer, First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"). First USA as Servicer is required to prepare certain
information each month regarding current distributions to Series 1996-A
Certificateholders and the performance of the First USA Master Credit Card Trust
II (the "Trust") during the previous month. The information that is required to
be prepared with respect to the February 16, 1999, Distribution Date (referred
to herein as the "Distribution Date"), and with respect to the performance of
the Trust during the January, 1999, Monthly Period (referred to herein as the
Monthly Period") is set forth below. Certain of the information is presented on
the basis of an original principal amount of $1,000 per Series 1996-A
Certificate (a "Certificate"). Certain other information is presented based on
the aggregate amounts for the Trust as a whole. Capitalized terms used in this
Monthly Statement have their respective meanings set forth in the Pooling and
Servicing Agreement.
A) Information Regarding Distributions to
the Class A Certificateholders, per
$1,000 original certificate principal amount.
(1) The total amount of the distribution to Class A
Certificateholders, per $1,000 original certificate
principal amount $ 4.5777778
(2) The amount of the distribution set forth in paragraph 1 above
in respect of interest on the Class A Certificates, per $1,000
original certificate principal amount $ 4.5777778
(3) The amount of the distribution set forth in paragraph 1 above
in respect of principal of the Class A Certificates, per $1,000
original certificate principal amount $ 0.0000000
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B) Class A Investor Charge Offs and
Reimbursement of Charge Offs
(1) The amount of Class A Investor Charge Offs $ 0.0000000
(2) The amount of Class A Investor Charge Offs set forth in
paragraph 1 above, per $1,000 original certificate
principal amount $ 0.0000000
(3) The total amount reimbursed in respect of Class A Investor
Charge Offs $ 0.0000000
(4) The amount set forth in paragraph 3 above, per $1,000 original
certificate principal amount $ 0.0000000
(5) The amount, if any, by which the outstanding principal balance
of the Class A Certificates exceeds the Class A Invested Amount
after giving effect to all transactions on such Distribution Date $ 0.0000000
C) Information Regarding Distributions to the Class B
Certificateholders, per $1,000 original certificate principal
amount.
(1) The total amount of the distribution to Class B
Certificatedholders, per $1,000 original certificate principal amount $ 4.7777778
(2) The amount of the distribution set forth in paragraph 1 above
in respect of interest on the Class B Certificates, per $1,000
original cerificate principal amount $ 4.7777778
(3) The amount of the distribution set forth in paragraph 1 above
in respect of principal on the Class B Certificates, per $1,000
original cerificate principal amount $ 0.0000000
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D) Class B Investor Charge Offs and Reimbursement of Charge Offs
(1) The amount of Class B Investor Charge Offs $ 0.0000000
(2) The amount of Class B Investor Charge Offs set forth in
paragraph 1 above, per $1,000 original certificate
principal amount $ 0.0000000
(3) The total amount reimbursed in respect of Class B Investor
Charge Offs $ 0.0000000
(4) The amount set forth in paragraph 3 above, per $1,000 original
certificate principal amount $ 0.0000000
(5) The amount, if any, by which the outstanding principal balance
of the Class B Certificates exceeds the Class B Invested Amount
after giving effect to all transactions on such Distribution Date $ 0.0000000
First USA Bank, NA,
as Servicer
By /s/ Tracie Klein
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Tracie H. Klein
Vice President