EXHIBIT 23.1

INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in this Registration Statement of
Chandler Insurance Company, Ltd. on Form S-8 of our report dated March 23, 1998
(which expresses an unqualified opinion and includes an explanatory paragraph
relating to litigation) appearing in the Annual Report on Form 10-K of Chandler
Insurance Company, Ltd. for the year ended December 31, 1997.


/s/ DELOITTE & TOUCHE

Grand Cayman, Cayman Islands
February 19, 1999