EXHIBIT 23.1 INDEPENDENT AUDITORS' CONSENT We consent to the incorporation by reference in this Registration Statement of Chandler Insurance Company, Ltd. on Form S-8 of our report dated March 23, 1998 (which expresses an unqualified opinion and includes an explanatory paragraph relating to litigation) appearing in the Annual Report on Form 10-K of Chandler Insurance Company, Ltd. for the year ended December 31, 1997. /s/ DELOITTE & TOUCHE Grand Cayman, Cayman Islands February 19, 1999