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                                                                    EXHIBIT 99.9


                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1998-A


Pursuant to the "Pooling and Servicing Agreement"), dated as
of June 1, 1995, (the "Pooling and Servicing Agreement"),
among First USA Bank, NA, as Transferor and Servicer ("First
USA"), First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"). First USA as Servicer is
required to prepare certain information each month regarding
current distributions to Series 1998-A Certificateholders
and the performance of the CC Master Credit Card Trust II
(the "Trust")during the previous month. The information
which is required to be prepared with respect to the March
15, 1999, Distribution Date (referred to herein as the
"Distribution Date"), and with respect to the performance of
the Trust during the February, 1999, Monthly Period
(referred to herein as the Monthly Period") is set forth
below. Certain of the information is presented on the basis
of an original principal amount of $1,000 per Series 1998-A
Certificate (a "Certificate"). Certain other information is
presented based on the aggregate amounts for the Trust as a
whole. Capitalized terms used in this Monthly Statement have
their respective meanings set forth in the Pooling and
Servicing Agreement.


A)   Information Regarding Distributions to                  
     the Class A Certificateholders, per                     
     $1,000 original certificate principal amount.           
                                                             
     (1)   The total amount of the                      
     distribution to Class A                                     $   3.8142225 
     Certificateholders, per $1,000                          
     original certificate principal amount                   
                                                             
     (2)   The amount of the distribution               
     set forth in paragraph 1 above in                       
     respect of interest on the Class A                          $   3.8142225
     Certificates, per $1,000 original                       
     certificate principal amount                            
                                                             
     (3)   The amount of the distribution               
     set forth in paragraph 1 above in                       
     respect of principal of the Class A                         $   0.0000000
     Certificates, per $1,000 original                       
     certificate principal amount                            

 
                                                                          Page 2


B)   Class A Investor Charge Offs and
     Reimbursement of Charge Offs
                                                                 $   0.0000000
     (1)  The amount of Class A Investor                           
     Charge Offs

     (2)  The amount of Class A Investor
     Charge Offs set forth in paragraph 1                        $   0.0000000
     above, per $1,000 original certificate
     principal amount
                                                                 $   0.0000000
     (3)  The total amount reimbursed in
     respect of Class A Investor Charge Offs

     (4)  The amount set forth in paragraph                      $   0.0000000
     3 above, per $1,000 original
     certificate principal amount

     (5)  The amount, if any, by which the
     outstanding principal balance of the
     Class A Certificates exceeds the Class                      $   0.0000000
     A Invested Amount after giving effect
     to all transactions on such Distribution Date

C)   Information Regarding Distributions to
     the Class B Certificateholders, per
     $1,000 original certificate principal amount.

     (1)  The total amount of the
     distribution to Class B                                     $   4.0017225
     Certificatedholders, per $1,000
     original certificate principal amount

     (2)  The amount of the distribution
     set forth in paragraph 1 above in
     respect of interest on the Class B                          $   4.0017225
     Certificates, per $1,000 original
     cerificate principal amount

     (3)  The amount of the distribution
     set forth in paragraph 1 above in
     respect of principal on the Class B                         $   0.0000000
     Certificates, per $1,000 original
     cerificate principal amount

 
                                                                          Page 3

D)   Class B Investor Charge Offs and
     Reimbursement of Charge Offs
                                                                 $   0.0000000
     (1)  The amount of Class B Investor
     Charge Offs

     (2)  The amount of Class B Investor
     Charge Offs set forth in paragraph 1                        $   0.0000000
     above, per $1,000 original certificate
     principal amount
                                                                 $   0.0000000
     (3)  The total amount reimbursed in
     respect of Class B Investor Charge Offs

     (4)  The amount set forth in paragraph                      $   0.0000000
     3 above, per $1,000 original
     certificate principal amount

     (5)  The amount, if any, by which the
     outstanding principal balance of the
     Class B Certificates exceeds the Class
     B Invested Amount after giving effect                       $   0.0000000
     to all transactions on such
     Distribution Date



                              First USA Bank, NA,
                              as Servicer


                              By /s/ Tracie H. Klein
                                --------------------   
                                   Tracie H. Klein
                                   Vice President