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                                                                    EXHIBIT 99.7


                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1996-C


Pursuant to the "Pooling and Servicing Agreement"), dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, NA, as Transferor
and Servicer ("First USA"), First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"). First USA as Servicer is required to prepare certain
information each month regarding current distributions to Series 1996-C
Certificateholders and the performance of the CC Master Credit Card Trust II
(the Trust") during the previous month. The information which is required to be
prepared with respect to the April 15, 1999, Distribution Date (referred to
herein as the "Distribution Date"), and with respect to the performance of the
Trust during the March, 1999, Monthly Period (referred to herein as the Monthly
Period") is set forth below. Certain of the information is presented on the
basis of an original principal amount of $1,000 per Series 1996-C Certificate (a
"Certificate"). Certain other information is presented based on the aggregate
amounts for the Trust as a whole. Capitalized terms used in this Monthly
Statement have their respective meanings set forth in the Pooling and Servicing
Agreement.


A)        Information Regarding Distributions to
          the Class A Certificateholders, per
          $1,000 original certificate principal amount.

          (1)        The total amount of the
          distribution to Class A
          Certificateholders, per $1,000
          original certificate principal amount              $        4.3733680
                                                                      
          (2)        The amount of the distribution                   
          set forth in paragraph 1 above in                           
          respect of interest on the Class A                          
          Certificates, per $1,000 original                           
          certificate principal amount                       $        4.3733680
                                                                      
          (3)        The amount of the distribution                   
          set forth in paragraph 1 above in                           
          respect of principal of the Class A                         
          Certificates, per $1,000 original                           
          certificate principal amount                       $        0.0000000

 
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B)        Class A Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)        The amount of Class A Investor
          Charge Offs                                        $         0.0000000
                                                                       
          (2)        The amount of Class A Investor                    
          Charge Offs set forth in paragraph 1                         
          above, per $1,000 original certificate                       
          principal amount                                   $         0.0000000
                                                                       
          (3)        The total amount reimbursed in                    
          respect of Class A Investor Charge Offs            $         0.0000000
                                                                       
          (4)        The amount set forth in paragraph                 
          3 above, per $1,000 original                                 
          certificate principal amount                       $         0.0000000
                                                                       
          (5)        The amount, if any, by which the                  
          outstanding principal balance of the                         
          Class A Certificates exceeds the Class                       
          A Invested Amount after giving effect                        
          to all transactions on such Distribution Date      $         0.0000000
                                                                       
C)        Information Regarding Distributions to                       
          the Class B Certificateholders, per                          
          $1,000 original certificate principal amount.                
                                                                       
          (1)        The total amount of the                           
          distribution to Class B                                      
          Certificatedholders, per $1,000                              
          original certificate principal amount              $         4.5757290
                                                                       
          (2)        The amount of the distribution                    
          set forth in paragraph 1 above in                            
          respect of interest on the Class B                           
          Certificates, per $1,000 original                            
          cerificate principal amount                        $         4.5757290
                                                                       
          (3)        The amount of the distribution                    
          set forth in paragraph 1 above in                            
          respect of principal on the Class B                          
          Certificates, per $1,000 original                            
          cerificate principal amount                        $         0.0000000

 
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D)        Class B Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)        The amount of Class B Investor
          Charge Offs                                        $         0.0000000
                                                                       
          (2)        The amount of Class B Investor                    
          Charge Offs set forth in paragraph 1                         
          above, per $1,000 original certificate                       
          principal amount                                   $         0.0000000
                                                                       
          (3)        The total amount reimbursed in                    
          respect of Class B Investor Charge Offs            $         0.0000000
                                                                       
          (4)        The amount set forth in paragraph                 
          3 above, per $1,000 original                                 
          certificate principal amount                       $         0.0000000
                                                                       
          (5)        The amount, if any, by which the                  
          outstanding principal balance of the                         
          Class B Certificates exceeds the Class                       
          B Invested Amount after giving effect                        
          to all transactions on such                                  
          Distribution Date                                  $         0.0000000


                                       First USA Bank, NA,
                                       as Servicer

                                            /s/ Tracie H. Klein 
                                       By  _______________________________
                                                Tracie H. Klein 
                                                First Vice President