Exhibit 99.9

04/99                                                                     Page 1


                      MONTHLY CERTIFICATEHOLDERS' STATEMENT

                         CC MASTER CREDIT CARD TRUST II
               (Formerly Chevy Chase Master Credit Card Trust II)
                                  SERIES 1998-A


Pursuant to the "Pooling and Servicing Agreement"), dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, NA,
as Transferor and Servicer ("First USA"), First USA,
as Transferor, and Bankers Trust Company, as trustee (the "Trustee").
First USA as Servicer is required to prepare certain information each
month regarding current distributions to Series 1998-A Certificateholders
and the performance of the CC Master Credit Card Trust II (the
"Trust") during the previous month. The information which is required to be
prepared with respect to the May 17, 1999, Distribution Date (referred to
herein as the "Distribution Date"), and with respect to the performance of
the Trust during the April, 1999, Monthly Period (referred to herein as the
Monthly Period") is set forth below. Certain of the information is presented
on the basis of an original principal amount of $1,000 per Series 1998-A
Certificate (a "Certificate"). Certain other information is presented based
on the aggregate amounts for the Trust as a whole. Capitalized terms
used in this Monthly Statement have their respective meanings set forth in
the Pooling and Servicing Agreement.


A)         Information Regarding Distributions to
           the Class A Certificateholders, per
           $1,000 original certificate principal amount.

           (1)   The total amount of the
           distribution to Class A                            $        4.5122222
           Certificateholders, per $1,000
           original certificate principal amount

           (2)   The amount of the distribution
           set forth in paragraph 1 above in
           respect of interest on the Class A                 $        4.5122222
           Certificates, per $1,000 original
           certificate principal amount

           (3)   The amount of the distribution
           set forth in paragraph 1 above in
           respect of principal of the Class A                $        0.0000000
           Certificates, per $1,000 original
           certificate principal amount

 
04/99                                                                     Page 2

B)         Class A Investor Charge Offs and
           Reimbursement of Charge Offs
                                                              $        0.0000000
           (1)   The amount of Class A Investor
           Charge Offs

           (2)   The amount of Class A Investor
           Charge Offs set forth in paragraph 1               $        0.0000000
           above, per $1,000 original certificate
           principal amount
                                                              $        0.0000000
           (3)   The total amount reimbursed in
           respect of Class A Investor Charge Offs

           (4)   The amount set forth in paragraph            $        0.0000000
           3 above, per $1,000 original
           certificate principal amount

           (5)   The amount, if any, by which the
           outstanding principal balance of the
           Class A Certificates exceeds the Class             $        0.0000000
           A Invested Amount after giving effect
           to all transactions on such Distribution Date

C)         Information Regarding Distributions to
           the Class B Certificateholders, per
           $1,000 original certificate principal amount.

           (1)   The total amount of the
           distribution to Class B                            $        4.7344444
           Certificatedholders, per $1,000
           original certificate principal amount

           (2)   The amount of the distribution
           set forth in paragraph 1 above in
           respect of interest on the Class B                 $        4.7344444
           Certificates, per $1,000 original
           cerificate principal amount

           (3)   The amount of the distribution
           set forth in paragraph 1 above in
           respect of principal on the Class B                $        0.0000000
           Certificates, per $1,000 original
           cerificate principal amount

 
04/99                                                                    Page 3

D)         Class B Investor Charge Offs and
           Reimbursement of Charge Offs
                                                              $        0.0000000
           (1)   The amount of Class B Investor
           Charge Offs

           (2)   The amount of Class B Investor
           Charge Offs set forth in paragraph 1               $        0.0000000
           above, per $1,000 original certificate
           principal amount
                                                              $        0.0000000
           (3)   The total amount reimbursed in
           respect of Class B Investor Charge Offs

           (4)   The amount set forth in paragraph            $        0.0000000
           3 above, per $1,000 original
           certificate principal amount

           (5)   The amount, if any, by which the
           outstanding principal balance of the
           Class B Certificates exceeds the Class
           B Invested Amount after giving effect              $        0.0000000
           to all transactions on such
           Distribution Date


                                                First USA Bank, NA,
                                                as Servicer


                                                  By  /s/ Tracie H. Klein
                                                     __________________________
                                                       Tracie H. Klein
                                                       First Vice President