EXHIBIT 99.1

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                     MONTHLY CERTIFICATEHOLDERS' STATEMENT
                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1995-A

     Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995,
the "Pooling and Servicing Agreement"), among First USA Bank, NA, as Transferor
and Servicer ("First USA"), First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"), First USA, as Servicer, is required to prepare
certain information each month regarding current distributions to
Certificateholders and the performance of the CC Master Credit Card Trust II
(the "Trust") during the previous month. The information which is required to be
prepared with respect to the Distribution Date of June 15, 1999, and with
respect to the performance of the Trust during the month of May, 1999 is set
forth below. Certain of the information is presented based on the aggregate
amounts for the Trust as a whole. Capitalized terms used in this Monthly
Statement have their respective meanings set forth in the Pooling and Servicing
Agreement.

     A)   Information Regarding Distributions to
          the Class A Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the distribution
          to Class A Certificateholders, per $1,000
          original certificate principal amount                  $     4.1506250

          (2)  The amount of the distribution set forth
          in paragraph 1 above in respect of interest
          on the Class A Certificates, per $1,000 original
          certificate principal amount                           $     4.1506250

          (3) The amount of the  distribution set forth in
          paragraph 1 above in respect of principal of the
          Class A Certificates, per $1,000 original
          certificate principal amount                           $     0.0000000


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     B)   Class A Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class A Investor
          Charge Offs                                           $     0.0000000

          (2)  The amount of Class A Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                      $     0.0000000

          (3)  The total amount reimbursed in
          respect of Class A Investor Charge Offs               $     0.0000000

          (4)  The amount set forth in paragraph 3
          above, per $1,000 original certificate
          principal amount                                      $     0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the
          Class A Certificates exceeds the Class A
          Invested Amount after giving effect to all
          transactions on such Distribution Date                $     0.0000000

     C)   Information Regarding Distributions to the
          Class B Certificateholders, per $1,000
          original certificate principal amount.

          (1)  The total amount of the distribution
          to Class B Certificatedholders, per $1,000
          original certificate principal amount                 $     4.2392363

          (2)  The amount of the distribution set
          forth in paragraph 1 above in respect of
          interest on the Class B Certificates, per
          $1,000 original cerificate principal amount           $     4.2392363

          (3)  The amount of the distribution set
          forth in paragraph 1 above in respect of
          principal on the Class B Certificates, per
          $1,000 original cerificate principal amount           $     0.0000000


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     D)   Class B Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class B Investor
          Charge Offs                                           $     0.0000000

          (2)  The amount of Class B Investor Charge
          Offs set forth in paragraph 1 above, per
          $1,000 original certificate principal amount          $     0.0000000

          (3)  The total amount reimbursed in
          respect of Class B Investor Charge Offs               $     0.0000000

          (4)  The amount set forth in paragraph 3
          above, per $1,000 original certificate
          principal amount                                      $     0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the Class
          B Certificates exceeds the Class B Invested
          Amount after giving effect to all transactions
          on such Distribution Date                             $     0.0000000


                                           First USA Bank, NA,
                                             as Servicer


                                           By    /s/ TRACIE KLEIN
                                               ---------------------------------
                                                     Tracie H. Klein
                                                     First Vice President