EXHIBIT 99.7

                                                                          Page 1

                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1996-C

Pursuant to the "Pooling and Servicing Agreement"), dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, NA, as Transferor
and Servicer ("First USA"), First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"). First USA as Servicer is required to prepare certain
information each month regarding current distributions to Series 1996-C
Certificateholders and the performance of the CC Master Credit Card Trust II
(the Trust") during the previous month. The information which is required to be
prepared with respect to the July 15, 1999, Distribution Date (referred to
herein as the "Distribution Date"), and with respect to the performance of the
Trust during the June, 1999, Monthly Period (referred to herein as the Monthly
Period") is set forth below. Certain of the information is presented on the
basis of an original principal amount of $1,000 per Series 1996-C Certificate (a
"Certificate"). Certain other information is presented based on the aggregate
amounts for the Trust as a whole. Capitalized terms used in this Monthly
Statement have their respective meanings set forth in the Pooling and Servicing
Agreement.



A)   Information Regarding Distributions to the
     Class A Certificateholders, per $1,000
     original certificate principal amount.


     (1)  The total amount of the distribution
     to Class A Certificateholders, per $1,000
     original certificate principal amount                           $ 4.2729167

     (2)  The amount of the distribution set forth
     in paragraph 1 above in respect of interest on
     the Class A Certificates, per $1,00 0 original
     certificate principal amount                                    $ 4.2729167

     (3)  The amount of the distribution set forth
     in paragraph 1 above in respect of principal
     of the C lass A Certificates, per $1,000 original
     certificate principal amount                                    $ 0.0000000



                                                                          Page 2

B)   Class A Investor Charge Offs and Reimbursement of
     Charge Offs


     (1)  The amount of Class A Investor Charge Offs                 $ 0.0000000

     (2)  The amount of Class A Investor Charge Offs
     set forth in paragraph 1 above, per $1,000
     original certificate principal amount                           $ 0.0000000

     (3)  The total amount reimbursed in respect of
     Class A Investor Charge Offs                                    $ 0.0000000

     (4)  The amount set forth in paragraph 3 above,
     per $1,000 original certificate principal amount                $ 0.0000000

     (5)  The amount, if any, by which the outstanding
     principal balance of the Class A Certificates
     exceeds the Class A Invested Amount after giving
     effect to all transactions on such Distribution Date            $ 0.0000000

C)   Information Regarding Distributions to the Class B
     Certificateholders, per $1,000 original certificate
     principal amount.

     (1)  The total amount of the distribution to Class B
     Certificatedholders, per $1,000 original certificate
     principal amount                                                $ 4.4687502

     (2)  The amount of the distribution set forth in
     paragraph 1 above in respect of interest on the
     Class B Certificates, per $1,000 original certificate
     principal amount                                                $ 4.4687502

     (3)  The amount of the distribution set forth in
     paragraph 1 above in respect of principal on the
     Class B Certificates, per $1,000 original certificate
     principal amount                                                $ 0.0000000



                                                                          Page 3

D)   Class B Investor Charge Offs and Reimbursement of
     Charge Offs

     (1)  The amount of Class B Investor Charge Offs                 $ 0.0000000

     (2)  The amount of Class B Investor Charge Offs
     set forth in paragraph 1 above, per $1,000 original
     certificate principal amount                                    $ 0.0000000

     (3)  The total amount reimbursed in respect of Class B
     Investor Charge Offs                                            $ 0.0000000

     (4)  The amount set forth in paragraph 3 above, per
     $1,000 original certificate principal amount                    $ 0.0000000

     (5)  The amount, if any, by which the outstanding
     principal balance of the Class B Certificates exceeds
     the Class B Invested Amount after giving effect to all
     transactions on such Distribution Date                          $ 0.0000000


                           First USA Bank, NA,
                           as Servicer


                           By  /s/ Tracie H. Klein
                             --------------------------------
                                        Tracie H. Klein
                                        First Vice President