<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED INTERIM FINANCIAL STATEMENTS OF THE REGISTRANT FOR THE SIX MONTHS
ENDED JUNE 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         123,314
<INT-BEARING-DEPOSITS>                              24
<FED-FUNDS-SOLD>                                90,800
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    455,296
<INVESTMENTS-CARRYING>                         114,233
<INVESTMENTS-MARKET>                           114,183
<LOANS>                                      1,353,778
<ALLOWANCE>                                     20,264
<TOTAL-ASSETS>                               2,235,072
<DEPOSITS>                                   1,988,386
<SHORT-TERM>                                    23,064
<LIABILITIES-OTHER>                             13,889
<LONG-TERM>                                     48,871
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         8,173
<OTHER-SE>                                     152,689
<TOTAL-LIABILITIES-AND-EQUITY>               2,235,072
<INTEREST-LOAN>                                 59,789
<INTEREST-INVEST>                               16,386
<INTEREST-OTHER>                                 3,184
<INTEREST-TOTAL>                                79,359
<INTEREST-DEPOSIT>                              30,142
<INTEREST-EXPENSE>                              32,960
<INTEREST-INCOME-NET>                           46,399
<LOAN-LOSSES>                                    1,405
<SECURITIES-GAINS>                                 (3)
<EXPENSE-OTHER>                                 40,265
<INCOME-PRETAX>                                 19,188
<INCOME-PRE-EXTRAORDINARY>                      12,090
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    12,090
<EPS-BASIC>                                       1.32
<EPS-DILUTED>                                     1.31
<YIELD-ACTUAL>                                    4.53
<LOANS-NON>                                      7,498
<LOANS-PAST>                                     2,083
<LOANS-TROUBLED>                                 1,138
<LOANS-PROBLEM>                                 30,484
<ALLOWANCE-OPEN>                                19,659
<CHARGE-OFFS>                                    1,331
<RECOVERIES>                                       531
<ALLOWANCE-CLOSE>                               20,264
<ALLOWANCE-DOMESTIC>                            20,264
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,483