Exhibit 23.2

                  CONSENT OF INDEPENDENT CHARTERED ACCOUNTANTS


         As  independent  chartered  accountants,   we  hereby  consent  to  the
incorporation  by  reference in this  registration  statement on Form S-3 of our
report dated January 25, 1999 included in Digital Courier  Technologies,  Inc.'s
Proxy Statement for the Special Meeting of Shareholders held October 5, 1999.

By:/s/PRICEWATERHOUSECOOPERS
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PRICEWATERHOUSECOOPERS

St. Johns, Antigua
March 28, 2000