<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 75,246 <INT-BEARING-DEPOSITS> 1,893 <FED-FUNDS-SOLD> 44,449 <TRADING-ASSETS> 246 <INVESTMENTS-HELD-FOR-SALE> 305,543 <INVESTMENTS-CARRYING> 34,098 <INVESTMENTS-MARKET> 34,454 <LOANS> 1,586,220 <ALLOWANCE> 20,840 <TOTAL-ASSETS> 2,187,324 <DEPOSITS> 1,704,810 <SHORT-TERM> 72,589 <LIABILITIES-OTHER> 37,109 <LONG-TERM> 78,948 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 11,187 <OTHER-SE> 142,041 <TOTAL-LIABILITIES-AND-EQUITY> 2,187,324 <INTEREST-LOAN> 97,559 <INTEREST-INVEST> 17,627 <INTEREST-OTHER> 1,995 <INTEREST-TOTAL> 117,181 <INTEREST-DEPOSIT> 47,828 <INTEREST-EXPENSE> 13,665 <INTEREST-INCOME-NET> 55,688 <LOAN-LOSSES> 1,553 <SECURITIES-GAINS> 1 <EXPENSE-OTHER> 51,900 <INCOME-PRETAX> 25,635 <INCOME-PRE-EXTRAORDINARY> 25,635 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 17,767 <EPS-BASIC> 1.61 <EPS-DILUTED> 1.58 <YIELD-ACTUAL> 4.04 <LOANS-NON> 4,615 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 18,566 <ALLOWANCE-OPEN> 18,068 <CHARGE-OFFS> 786 <RECOVERIES> 605 <ALLOWANCE-CLOSE> 20,840 <ALLOWANCE-DOMESTIC> 20,840 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 20,840