EXHIBIT 23



                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



As independent public accountants, we hereby consent to the incorporation of our
reports included in this Form 10-K, into the Company's previously filed
Registration Statements on Form S-8 (File No. 33-91238, File No. 33-94878, File
No. 33-99728 and File No. 333-37795).




     /s/ ARTHUR ANDERSEN LLP

         Chattanooga, Tennessee

         January 29, 2002
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