Exhibit 23.1

                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

As independent public accountants, we hereby consent to the incorporation of our
reports included in this Form 10-K into InterCept, Inc.'s previously filed
Registration Statements on Form S-8 (File No. 333-70237 and File No. 333-63530).

/s/ Arthur Andersen

Atlanta, Georgia
March 29, 2002