<ARTICLE> 9
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-START>                             JAN-01-1998             JAN-01-1997
<PERIOD-END>                               JUN-30-1998             JUN-30-1997
<CASH>                                         205,789                 147,431
<INT-BEARING-DEPOSITS>                          19,140                  17,933
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<TRADING-ASSETS>                                67,878                  34,059
<INVESTMENTS-HELD-FOR-SALE>                    687,151                 733,615
<INVESTMENTS-CARRYING>                       1,131,779                 882,584
<INVESTMENTS-MARKET>                         1,134,487                 869,030
<LOANS>                                      2,887,453               2,540,652
<ALLOWANCE>                                     45,050                  38,110
<TOTAL-ASSETS>                               5,200,617               4,521,583
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<LIABILITIES-OTHER>                             81,370                  75,939
<LONG-TERM>                                    156,345                 156,158
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<OTHER-SE>                                           0                       0
<TOTAL-LIABILITIES-AND-EQUITY>               5,200,617               4,521,583
<INTEREST-LOAN>                                123,036                 108,929
<INTEREST-INVEST>                               56,143                  52,248
<INTEREST-OTHER>                                 3,635                   1,679
<INTEREST-TOTAL>                               182,814                 162,856
<INTEREST-DEPOSIT>                              65,541                  59,180
<INTEREST-EXPENSE>                              90,890                  85,090
<INTEREST-INCOME-NET>                           91,924                  77,766
<LOAN-LOSSES>                                    3,497                   7,005
<SECURITIES-GAINS>                                  45                      29
<EXPENSE-OTHER>                                 68,989                  59,468
<INCOME-PRETAX>                                 61,391                  47,738
<INCOME-PRE-EXTRAORDINARY>                      61,391                  47,738
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    40,494                  31,224
<EPS-PRIMARY>                                      .40                     .32
<EPS-DILUTED>                                      .40                     .31
<YIELD-ACTUAL>                                    4.21                    3.97
<LOANS-NON>                                        543                       0
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<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                    175                       0
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<ALLOWANCE-CLOSE>                               45,050                  38,110
<ALLOWANCE-DOMESTIC>                            45,050                  38,110
<ALLOWANCE-FOREIGN>                                  0                       0
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