<ARTICLE> 5
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   2-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                             521
<SECURITIES>                                         0
<RECEIVABLES>                                      889
<ALLOWANCES>                                        32
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0<F1>
<PP&E>                                             740
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                  16,131
<CURRENT-LIABILITIES>                                0<F1>
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             5
<OTHER-SE>                                       3,413
<TOTAL-LIABILITY-AND-EQUITY>                    16,131
<SALES>                                              0
<TOTAL-REVENUES>                                 4,068
<CGS>                                                0
<TOTAL-COSTS>                                    3,349
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                  74
<INCOME-PRETAX>                                    719
<INCOME-TAX>                                       177
<INCOME-CONTINUING>                                541
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       541
<EPS-BASIC>                                       1.26
<EPS-DILUTED>                                     1.24
<FN>
<F1>Unclassified Balance Sheet
</FN>