Exhibit 31.1


                              OFFICER'S CERTIFICATE
                             PURSUANT TO SECTION 302

I, Philip J. Myers, certify that:

     1.   I have reviewed this quarterly report on Form 10-Q for American Church
          Mortgage Company (the "Company") for the period ended June 30, 2008.

     2.   Based on my  knowledge,  this  quarterly  report  does not contain any
          untrue  statements of a material fact or omit to state a material fact
          necessary to make the statements  made, in light of the  circumstances
          under which such  statements were made, not misleading with respect to
          the period covered by this report;

     3.   Based on my knowledge,  the financial  statements and other  financial
          information  included in this report  fairly  present in all  material
          respects the financial condition, results of operations and cash flows
          of the Company as of and for, the periods presented in this report;

     4.   I am responsible for establishing and maintaining  disclosure controls
          and  procedures  (as defined in Exchange Act Rules 13a-5(e) and 15d-15
          (e)) for the Company and have:

          (a) Designed such disclosure  controls and  procedures,  or cause such
          disclosure   controls  and   procedures   to  be  designed   under  my
          supervision,  to ensure  that  material  information  relating  to the
          Company, including its consolidated subsidiaries,  is made known to me
          by others  within those  entities,  particularly  during the period in
          which this report is being prepared;

          (b) Designed such internal control over financial reporting, or caused
          such internal control over financial reporting to be designed under my
          supervision, to provide reasonable assurance regarding the reliability
          of financial reporting and the preparation of financial statements for
          external  purposes in accordance  with generally  accepted  accounting
          principles;

          (c) Evaluated the effectiveness of the Company's  disclosure  controls
          and procedures  and presented in this report my conclusions  about the
          effectiveness of the disclosure controls and procedures, as of the end
          of the period covered by this report based on such evaluation; and

          (d)  Disclosed  in this  report any change in the  Company's  internal
          control over financial  reporting  that occurred  during the Company's
          most  recent  fiscal  quarter  that  has  materially  affected,  or is
          reasonably likely to materially affect, the Company's internal control
          over financial reporting; and

     5.   I have  disclosed,  based on my most  recent  evaluation  of  internal
          controls over financial  reporting,  to the Company's auditors and the
          audit  committee  of the  Company's  board of  directors  (or  persons
          performing the equivalent functions):

          (a) All significant deficiencies and material weaknesses in the design
          or operation of internal  controls over financial  reporting which are
          reasonably likely to adversely affect the Company's ability to record,
          process, summarize and report financial information; and

          (b) any fraud,  whether or not material,  that involves  management or
          other employees who have a significant role in the Company's  internal
          control over financial reporting.

         Dated:      August 14, 2008

                                                    By:  /s/  Philip J. Myers
                                                    ---------------------------
                                                    Chief Executive Officer and
                                                    Chief Financial Officer