<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 9-mos <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 16,821 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 11,102 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 229,243 <INVESTMENTS-CARRYING> 6,726 <INVESTMENTS-MARKET> 6,709 <LOANS> 9,634,310 <ALLOWANCE> 34,014 <TOTAL-ASSETS> 10,367,213 <DEPOSITS> 7,691,782 <SHORT-TERM> 1,370,543 <LIABILITIES-OTHER> 92,304 <LONG-TERM> 609,960 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 282 <OTHER-SE> 602,342 <TOTAL-LIABILITIES-AND-EQUITY> 10,367,213 <INTEREST-LOAN> 557,202 <INTEREST-INVEST> 17,383 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 574,585 <INTEREST-DEPOSIT> 270,409 <INTEREST-EXPENSE> 110,638 <INTEREST-INCOME-NET> 193,538 <LOAN-LOSSES> 2,740 <SECURITIES-GAINS> (108) <EXPENSE-OTHER> 101,125 <INCOME-PRETAX> 132,682 <INCOME-PRE-EXTRAORDINARY> 76,256 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 76,256 <EPS-BASIC> 2.71 <EPS-DILUTED> 2.70 <YIELD-ACTUAL> 7.84 <LOANS-NON> 40,232 <LOANS-PAST> 0 <LOANS-TROUBLED> 209 <LOANS-PROBLEM> 1,358 <ALLOWANCE-OPEN> 38,342 <CHARGE-OFFS> 7,214 <RECOVERIES> 146 <ALLOWANCE-CLOSE> 34,014 <ALLOWANCE-DOMESTIC> 34,014 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,800