<ARTICLE> 7 <MULTIPLIER> 1,000,000 <CURRENCY> USD <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <EXCHANGE-RATE> 1 <DEBT-HELD-FOR-SALE> 10,567 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 36 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 12,168 <CASH> 1,604 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 709 <TOTAL-ASSETS> 19,190 <POLICY-LOSSES> 0 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 12,071 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 562 <PREFERRED-MANDATORY> 0 <PREFERRED> 16 <COMMON> 1 <OTHER-SE> 1,210 <TOTAL-LIABILITY-AND-EQUITY> 19,190 <PREMIUMS> 0 <INVESTMENT-INCOME> 206 <INVESTMENT-GAINS> (4) <OTHER-INCOME> 121 <BENEFITS> 0 <UNDERWRITING-AMORTIZATION> 27 <UNDERWRITING-OTHER> 102 <INCOME-PRETAX> 47 <INCOME-TAX> 17 <INCOME-CONTINUING> 0 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 30 <EPS-BASIC> 0.62 <EPS-DILUTED> 0.62 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0