EXHIBIT 4.28
CERTIFICATE OF TRUST
OF
HFC CAPITAL TRUST IV
This Certificate of Trust of HFC Capital Trust IV (the "Trust"), dated
October ___, 2002 is being duly executed and filed by the undersigned, as
trustees, to form a statutory trust under the Delaware Statutory Trust Act (12
Del. C. Section 3801, et seq.) the "Act").
1. Name. The name of the statutory trust formed by this Certificate of
Trust is: HFC Capital Trust IV.
2. Delaware Trustee. The name and business address of the trustee of the
Trust with its principal place of business in the State of Delaware are The Bank
of New York (Delaware) White Clay Center Road Route 273, Newark, Delaware 19711,
Attention: Kris Gullo.
3. Effective Date. This Certificate of Trust shall be effective upon
filing with the Secretary of State of the State of Delaware.
IN WITNESS WHEREOF, the undersigned, being the trustees of the Trust, have
executed this Certificate of Trust in accordance with Section 3811(a)(1) of the
Act.
THE BANK OF NEW YORK, not in its individual
capacity, but solely as property trustee
By:
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Name:
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Title:
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THE BANK OF NEW YORK (DELAWARE), not in its
individual capacity, but solely as Delaware
trustee
By:
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Name:
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Title:
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