<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> SEP-30-1996 <CASH> 4,178 <SECURITIES> 44,496 <RECEIVABLES> 1,087 <ALLOWANCES> 0 <INVENTORY> 0 <CURRENT-ASSETS> 49,761 <PP&E> 5,473 <DEPRECIATION> 3,425 <TOTAL-ASSETS> 53,547 <CURRENT-LIABILITIES> 2,505 <BONDS> 1,436 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 154 <OTHER-SE> 49,452 <TOTAL-LIABILITY-AND-EQUITY> 53,547 <SALES> 0 <TOTAL-REVENUES> 6,679 <CGS> 0 <TOTAL-COSTS> 8,142 <OTHER-EXPENSES> 2,219 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 63 <INCOME-PRETAX> (3,745) <INCOME-TAX> 0 <INCOME-CONTINUING> (3,745) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (3,745) <EPS-PRIMARY> (.24) <EPS-DILUTED> (.24)