<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
STATEMENTS OF FINANCIAL CONDITION ON JUNE 30, 1996 AND SEPTEMBER 30, 1995;
CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE THREE AND NINE MONTHS ENDED JUNE
30, 1996 AND 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FORM
10-Q QUARTER ENDED JUNE 30, 1996.
</LEGEND>
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          SEP-30-1995
<PERIOD-START>                             APR-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                          22,099
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    524,725
<INVESTMENTS-CARRYING>                         669,339
<INVESTMENTS-MARKET>                           702,788
<LOANS>                                      3,627,022
<ALLOWANCE>                                     13,366
<TOTAL-ASSETS>                               5,040,588
<DEPOSITS>                                   2,498,347
<SHORT-TERM>                                 1,613,334
<LIABILITIES-OTHER>                             71,412
<LONG-TERM>                                    260,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       414,869
<OTHER-SE>                                     182,626
<TOTAL-LIABILITIES-AND-EQUITY>               5,040,588
<INTEREST-LOAN>                                 78,339
<INTEREST-INVEST>                               24,653
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               102,992
<INTEREST-DEPOSIT>                              31,320
<INTEREST-EXPENSE>                              25,619
<INTEREST-INCOME-NET>                           46,053
<LOAN-LOSSES>                                    1,276
<SECURITIES-GAINS>                                 735
<EXPENSE-OTHER>                                  9,614
<INCOME-PRETAX>                                 37,016
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    23,470
<EPS-PRIMARY>                                      .55
<EPS-DILUTED>                                      .55
<YIELD-ACTUAL>                                    3.80
<LOANS-NON>                                     15,885
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                11,146
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                12,168
<CHARGE-OFFS>                                       95
<RECOVERIES>                                        16
<ALLOWANCE-CLOSE>                               13,366
<ALLOWANCE-DOMESTIC>                             5,553
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          7,813