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FORM 8-K
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20529
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.
Date of Report: December 13, 1996
MBNA AMERICA BANK, NATIONAL ASSOCIATION
ON BEHALF OF THE
MBNA MASTER CREDIT CARD TRUST II
(Exact name of registrant as specified in its charter)
United States 33-99324 51-0331454
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(State or other (Commission File (IRS Employer
jurisdiction of Number) Identification No.)
incorporation)
1100 North King Street
Wilmington, DE 19801
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(Address of principal executive office)
Registrant's telephone number, including area code (302) 453-9930.
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Item 2. ACQUISITION OR DISPOSITION OF ASSETS
On November 4, 1996, MBNA America Bank, National Association (the
"Seller") conveyed to the Trust all of the receivables (the "Receivables") in
certain additional credit card accounts (the "Additional Accounts") of the
Seller pursuant to an Assignment No. 10 of Receivables in Additional Accounts
dated as of November 4, 1996, (the "Assignment"). The principal amount of the
Receivables in the Additional Accounts on November 4, 1996, was
$690,576,375.50. The Seller conveyed the Receivables in the Additional
Accounts to the Trust pursuant to subsection 2.06(b) of the Pooling and
Servicing Agreement.
Item 5. OTHER EVENTS
The following are filed as Exhibits to this Report under Exhibit 4:
4.1 Series 1996-J Supplement to the Pooling and Servicing Agreement,
dated as of September 19, 1996, among MBNA America Bank, National Association,
Seller and Servicer, and The Bank of New York, Trustee.
4.2 Series 1996-K Supplement to the Pooling and Servicing Agreement,
dated as of October 24, 1996, among MBNA America Bank, National Association,
Seller and Servicer, and The Bank of New York, Trustee.
The following are filed as Exhibits to this Report under Exhibit 20:
20.1 Series 1994-A Certificateholders' Statement for the month ended
November 30, 1996.
20.2 Series 1994-B Certificateholders' Statement for the month ended
November 30, 1996.
20.3 Series 1994-C Certificateholders' Statement for the month ended
November 30, 1996.
20.4 Series 1994-D Certificateholders' Statement for the month ended
November 30, 1996.
20.5 Series 1995-A Certificateholders' Statement for the month ended
November 30, 1996.
20.6 Series 1995-B Certificateholders' Statement for the month ended
November 30, 1996.
20.7 Series 1995-C Certificateholders' Statement for the month ended
November 30, 1996.
20.8 Series 1995-D Certificateholders' Statement for the month ended
November 30, 1996.
20.9 Series 1995-E Certificateholders' Statement for the month ended
November 30, 1996.
20.10 Series 1995-F Certificateholders' Statement for the month ended
November 30, 1996.
20.11 Series 1995-I Certificateholders' Statement for the month ended
November 30, 1996.
20.12 Series 1995-J Certificateholders' Statement for the month ended
November 30, 1996.
20.13 Series 1996-A Certificateholders' Statement for the month ended
November 30, 1996.
20.14 Series 1996-B Certificateholders' Statement for the month ended
November 30, 1996.
20.15 Series 1996-C Certificateholders' Statement for the month ended
November 30, 1996.
20.16 Series 1996-D Certificateholders' Statement for the month ended
November 30, 1996.
20.17 Series 1996-E Certificateholders' Statement for the month ended
November 30, 1996.
20.18 Series 1996-G Certificateholders' Statement for the month ended
November 30, 1996.
20.19 Series 1996-H Certificateholders' Statement for the month ended
November 30, 1996.
20.20 Series 1996-J Certificateholders' Statement for the month ended
November 30, 1996.
20.21 Series 1996-K Certificateholders' Statement for the period of
October 24 through November 30, 1996.
Item 5. OTHER EVENTS
The following are filed as Exhibits to this Report under Exhibit 99:
99.1. Series 1994-A Key Performance Factors for the month ended November
30, 1996.
99.2. Series 1994-B Key Performance Factors for the month ended November
30, 1996.
99.3. Series 1994-C Key Performance Factors for the month ended November
30, 1996.
99.4. Series 1994-D Key Performance Factors for the month ended November
30, 1996.
99.5. Series 1995-A Key Performance Factors for the month ended November
30, 1996.
99.6. Series 1995-B Key Performance Factors for the month ended November
30, 1996.
99.7. Series 1995-C Key Performance Factors for the month ended November
30, 1996.
99.8. Series 1995-D Key Performance Factors for the month ended November
30, 1996.
99.9. Series 1995-E Key Performance Factors for the month ended November
30, 1996.
99.10. Series 1995-F Key Performance Factors for the month ended November
30, 1996.
99.11. Series 1995-I Key Performance Factors for the month ended November
30, 1996.
99.12. Series 1995-J Key Performance Factors for the month ended November
30, 1996.
99.13. Series 1996-A Key Performance Factors for the month ended November
30, 1996.
99.14. Series 1996-B Key Performance Factors for the month ended November
30, 1996.
99.15. Series 1996-C Key Performance Factors for the month ended November
30, 1996.
99.16. Series 1996-D Key Performance Factors for the month ended November
30, 1996.
99.17. Series 1996-E Key Performance Factors for the month ended November
30, 1996.
99.18. Series 1996-G Key Performance Factors for the month ended November
30, 1996.
99.19. Series 1996-H Key Performance Factors for the month ended November
30, 1996.
99.20. Series 1996-J Key Performance Factors for the month ended November
30, 1996.
99.21. Series 1996-K Key Performance Factors for the month ended November
30, 1996.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: December 13, 1996
MBNA AMERICA BANK, NATIONAL ASSOCIATION
By: Marguerite M. Boylan
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Name: Marguerite M. Boylan
Title: Vice President