Exhibit 99.18 
 
MBNA MASTER CREDIT CARD TRUST II SERIES 1996-G 
 
KEY PERFORMANCE FACTORS 
September 30, 1997 
 
 
 
        Expected B Maturity                                        8/15/06 
 
 
        Blended Coupon                                             5.8886% 
 
 
 
        Excess Protection Level 
          3 Month Average  4.60% 
          September, 1997  4.74% 
          August, 1997  4.57% 
          July, 1997  4.50% 
 
 
        Cash Yield                                  17.46% 
 
 
        Investor Charge Offs                        4.80% 
 
 
        Base Rate                                   7.92% 
 
 
        Over 35 Day Delinquency                     4.84% 
 
 
        Seller's Interest                           12.31% 
 
 
        Total Payment Rate                          12.46% 
 
 
        Total Principal Balance                     $30,549,822,447.26 
 
 
        Investor Participation Amount               $500,000,000.00 
 
 
        Seller Participation Amount                 $3,759,687,928.77