<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   2-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                            3154
<INT-BEARING-DEPOSITS>                            1306
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                       3207
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                          78541
<ALLOWANCE>                                        800
<TOTAL-ASSETS>                                   88771
<DEPOSITS>                                       71288
<SHORT-TERM>                                      7000
<LIABILITIES-OTHER>                               1209
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                        9274
<TOTAL-LIABILITIES-AND-EQUITY>                   88771
<INTEREST-LOAN>                                   1118
<INTEREST-INVEST>                                   43
<INTEREST-OTHER>                                     9
<INTEREST-TOTAL>                                  1170
<INTEREST-DEPOSIT>                                 600
<INTEREST-EXPENSE>                                 665
<INTEREST-INCOME-NET>                              505
<LOAN-LOSSES>                                       25
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    316
<INCOME-PRETAX>                                    262
<INCOME-PRE-EXTRAORDINARY>                         262
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       164
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    0.60
<LOANS-NON>                                        198
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   782
<CHARGE-OFFS>                                        7
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  800
<ALLOWANCE-DOMESTIC>                               745
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             55