<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> JUN-30-1997 <PERIOD-END> MAR-31-1998 <CASH> 41 <INT-BEARING-DEPOSITS> 7056 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 633 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 28364 <ALLOWANCE> 194 <TOTAL-ASSETS> 36931 <DEPOSITS> 21253 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1159 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10 <OTHER-SE> 14509 <TOTAL-LIABILITIES-AND-EQUITY> 36931 <INTEREST-LOAN> 618 <INTEREST-INVEST> 8 <INTEREST-OTHER> 83 <INTEREST-TOTAL> 709 <INTEREST-DEPOSIT> 276 <INTEREST-EXPENSE> 276 <INTEREST-INCOME-NET> 433 <LOAN-LOSSES> 6 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 196 <INCOME-PRETAX> 95 <INCOME-PRE-EXTRAORDINARY> 136 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 136 <EPS-PRIMARY> 0.16 <EPS-DILUTED> 0.16 <YIELD-ACTUAL> 4.83 <LOANS-NON> 230 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 188 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 194 <ALLOWANCE-DOMESTIC> 194 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0