EXHIBIT 99.2

                            CERTIFICATION PURSUANT TO
                               18 U.S.C. SS 1350,

                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Premium Financial Services & Leasing,
Inc.  on Form 10- QSB for the period  ending  June 30,  2002,  as filed with the
Securities and Exchange Commission on the date hereof (the "Report"),  I, Dennis
Kluzke, Chief Financial Officer of the Company,  certify,  pursuant to 18 U.S.C.
SS 1350, as adopted pursuant to Section 906 of the  Sarbanes-Oxley  Act of 2002,
that, to the best of my knowledge and belief:

        (1)     the Report fully complies with the requirements of Section 13(a)
                or 15(d) of the Securities Exchange Act of 1934; and

        (2)    the information  contained in the Report fairly presents,  in all
               material  respects,   the  financial   condition  and  result  of
               operations of the Company.

/s/ Dennis Kluzke
Chief Financial Officer

August 19, 2002