Exhibit 99.1




                            CERTIFICATION PURSUANT TO
                               18 U.S.C. ss 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



In connection with the Quarterly Report of Premium Financial Services & Leasing,
Inc. on Form 10- QSB for the period ending September 30, 2002, as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Michael
Gooch, Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. ss
1350,  as adopted  pursuant to Section 906 of the  Sarbanes-  Oxley Act of 2002,
that, to the best of my knowledge and belief:

         (1)      the Report fully  complies  with the  requirements  of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934; and

         (2)      the information  contained in the Report fairly  presents,  in
                  all material respects,  the financial  condition and result of
                  operations of the Company.




/s/ Michael Gooch
Chief Executive Officer
October 23, 2002