Exhibit 23 [PEAT MARWICK LLP LETTERHEAD] Independent Auditors' Consent The Board of Directors Dime Bancorp, Inc.: We consent to incorporation by reference in the Registration Statements (Nos. 33-88552, 33-88554, 33-88556, 33-88558, 33-88560, 33-88562, 33-88564 and 33-885566) on Form S-8 of Dime Bancorp, Inc. ("Dime") of our report dated January 26, 1996, relating to the consolidated statements of financial condition of Dime Bancorp, Inc. and subsidiaries as of December 31, 1995 and 1994, and the related consolidated statements of income, changes in stockholders' equity and cash flows for each of the years in the three-year period ended December 31, 1995, which report is incorporated by reference in the December 31, 1995 Annual Report on Form 10-K of Dime, as amended on Form 10-K/A No. 1 filed by Dime on May 15, 1996. Our report included an explanatory paragraph that described a change in accounting principle and adoption of new accounting principles, as discussed in the notes to those statements. KPMG PEAT MARWICK LLP New York, New York May 15, 1996